54 Oak Loop, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 54 Oak Loop, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1994
Lot Size	3.49 acres (152,024 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2026)
Tax Bill	$781 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0028 05413`

Property Details

APN / Parcel Number

Primary APN	`0028 05413`
Alternative APN	`15496`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	152,024 sqft (3.49 acres)
Terrain	Rolling
Porch	Slab
Porch Area	256 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15496
Street Address	54 OAK LOOP
City	MINERAL BLUFF
State	GA
Zip	30559-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-2 LL57 P/O LTS10,11 DB1291-429* 3.485 ACS
Legal Subdivision	PINEY MTN 28
Legal Block	B
Legal Lot Number	10-11
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1067
Census Tract	50100

Owner

Source: Fannin County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 LEGENDS DR, 9104DR, CANTON, GA 30114-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
Apr 24, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHEAST MORTGAGE
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Book / Page	1699 / 539
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	000832/209
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	54 OAK LOOP, MINERAL BLUFF, GA 30559-2448
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK DR, MC CAYSVILLE, GA 30555-2613

Mortgage

Document Number	0000001443/0000000627
Date	Jul 30, 2021
Book Page	0000001443/0000000627

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 24, 2026
Property Address	54 OAK LOOP, MINERAL BLUFF, GA 30559-2448
Document Number	001699/539
Book / Page	1699 / 539
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1699000541,
Date	Apr 24, 2026
Book Page	1699/541

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	54 OAK LOOP, MINERAL BLUFF, GA 30559-2448
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK DR, MC CAYSVILLE, GA 30555

Mortgage

Document Number	0000001291/0000000431
Date	Apr 16, 2019
Book Page	0000001291/0000000431
Instrument	002365410019

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 12, 2019
Property Address	54 OAK LOOP, MINERAL BLUFF, GA 30559-2448
Document Number	001291/429
Book / Page	1291 / 429
Instrument Date	Apr 12, 2019
Instrument	2019-000783
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK LOOP, MINERAL BLUFF, GA 30559-2448

Mortgage

Document Number	0000001291/0000000431
Date	Apr 16, 2019
Book Page	0000001291/0000000431
Instrument	002365410019

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (-42.57%) Homeowner's exemption	$114,501 (+19.28%) Land $23,519 Building $90,982	$286,254 (+19.28%) Land $58,798 Building $227,456
2023		$95,995 (-1.04%) Land $23,519 Building $72,476	$239,988 (-1.04%) Land $58,798 Building $181,190
2022	$1,360.00 Homeowner's exemption	$97,002 Land $23,519 Building $73,483	$242,505 Land $58,798 Building $183,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: ETC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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