54 Oak Laurel Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 54 Oak Laurel Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2005
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2021)
Tax Bill	$1,242 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8541-23-2760-000`

Property Details

APN / Parcel Number

Primary APN	`8541-23-2760-000`
Alternative APN	`70541860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,188 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	116,305 sqft (2.67 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70541860
Street Address	54 OAK LAUREL RD
City	BREVARD
State	NC
Zip	28712-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L88A OAK LAUREL DR 2.67
Legal Subdivision	E ROGER RAXTER
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	3
Census Block	3018
Census Tract	960501

Owner

54 Oak Laurel Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP
Jan 30, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Document Number	20217677
Deed Book / Page	1005 / 128
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Oct 8, 2021
Property Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324
Document Number	0010050128
Book / Page	1005 / 128
Map Reference	FILE 2 SL 224
Instrument Date	Oct 8, 2021
Instrument	2021007677
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 OAK LAUREL RD, 54, BREVARD, NC 28712-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324

Mortgage

Document Number	2021007678
Date	Oct 8, 2021
Instrument	2021007678

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009800709
Date	May 10, 2021
Book Page	980/709
Instrument	2021003587

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 30, 2017
Property Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324
Document Number	0007920785
Book / Page	792 / 785
Map Reference	FILE 10 SL 625
Instrument Date	Jan 30, 2017
Instrument	2017000525
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK LAUREL RD, BREVARD, NC 28712-7324

Mortgage

Document Number	0007920789
Date	Jan 30, 2017
Book Page	792/789
Instrument	2017000526

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 54 Oak Laurel Rd was $1,242.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,242.00	$258,590 Land $40,000 Building $218,590	$258,590 Land $40,000 Building $218,590
2023	$917.00	$139,320 Land $35,000 Building $104,320	$139,320 Land $35,000 Building $104,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Oak Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Oak Laurel Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE WILDS CAMP private · serves 450 people · EPA ID NC0188428
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Comporium DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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