54 Narrows Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 54 Narrows Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 1985
Lot Size	0.376 acres (16,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2014)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Feb 2022 Refinance Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-1266-53`

Property Details

APN / Parcel Number

Primary APN	`19-1266-53`
Alternative APNs	`BRIS M:150 L:48` `7627`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,901 sqft
Basement Area	1,621 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,392 sqft (0.376 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19-1266-53
Street Address	54 NARROWS RD
City	BRISTOL
State	RI
Zip	02809-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	48
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2041
Census Tract	30901

Owner

Source: Bristol Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 NARROWS RD, BRISTOL, RI 02809-4409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance BANKNEWPORT
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit BANKNEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2014 · Amount on Record
Deed Sale	Aug 7, 2014 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Book / Page	1767 / 204
Last Transfer Date	Feb 11, 2022
Transfer Doc	002159-183
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Feb 18, 2022
Property Address	54 NARROWS RD, BRISTOL, RI 02809-4409
Document Number	002159-183
Book / Page	2159 / 183
Instrument Date	Feb 11, 2022
Instrument	586
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 NARROWS RD, BRISTOL, RI 02809-4409

Mortgage

Document Number	002159-185
Date	Feb 18, 2022
Book Page	2159/185
Instrument	587

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	54 NARROWS RD, BRISTOL, RI 02809-4409
Document Number	1957-252
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 NARROWS RD BRISTOL RI 028094409, BRISTOL, RI 02809-4409

Mortgage

Document Number	1957-252
Date	Sep 28, 2018
Book Page	001957/000252
Instrument	2853

Lender

Name	BANKNEWPORT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,624.00 (+3.45%)	$334,600 (-) Land $168,900 Building $165,700
2023	$4,470.00 (+2.76%)	$334,600 (-) Land $168,900 Building $165,700
2022	$4,350.00	$334,600 Land $168,900 Building $165,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	18 (1978–2022)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: T-Mobile, Verizon.

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