54 N Main St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 54 N Main St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,320 sqft · built 1915
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$68,000 (Mar 1999)
Tax Bill$3,849 (2024)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNWINL M:13 B:13 L:16

Property Details

APN / Parcel Number

Primary APNWINL M:13 B:13 L:16
Alternative APNs
  • 00288700
  • 288700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area660 sqft
AtticAttic
Attic Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number288700
Street Address54 N MAIN ST
CityWINDSOR LOCKS
StateCT
Zip06096-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block13
Legal Lot Number16
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group3
Census Block3020
Census Tract476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 1999 · Amount on Record
Deed SaleMar 1, 1999 · Amount on Record
Deed Book / Page256 / 65
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address54 N MAIN ST, WINDSOR LOCKS, CT 06096-1417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number488-342
DateSep 11, 2019
Book Page488/342
Instrument838760009
Lender
NameUNITED BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,440 (+72.59%) Land $46,620 Building $113,820$112,308 Land $32,634 Building $79,674
2024$3,849.00 (+47.13%)$92,960 (-) Land $28,630 Building $64,330
2023$2,616.00 (+8.95%)$92,960 (-) Land $28,630 Building $64,330
2022$2,401.00$92,960 Land $28,630 Building $64,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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