54 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 54 Mutiny Pl, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,229 sqft · built 1999
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,530,000 (Jun 2026)
Tax Bill	$869 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00496131-011100`

Property Details

APN / Parcel Number

Primary APN	`00496131-011100`
Alternative APNs	`31613900496131011100` `1613410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	3,229 sqft Living Area
Gross Area	3,773 sqft
1st Floor Area	2,824 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	544 sqft
Porch	Open Porch
Porch Area	1,637 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1613410
Street Address	54 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LT 17 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR897-614/615 OR1073-1156 OR1186-2453 OR1279-1384/85 OR2759-1588/89 OR3076-1267
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block	4
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3878 LAKE SHORE DR, ISLAND PARK, ID 83429-5060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer CORAL REEF TITLE
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CLEAR 2 CLOSE HOME LOANS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20262546883
Deed Book / Page	3385 / 1125
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 10, 2026
Property Address	54 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0002546883
Book / Page	3385 / 1125
Instrument Date	Jun 10, 2026
Instrument	20262546883
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CORAL REEF TITLE

Transaction

Amount	Amount Recorded
Tax	$1,081,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 LAKE SHORE DR, ISLAND PARK, ID 83429-5060

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	54 MUTINY PL, KEY LARGO, FL 33037-2326
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14601 SW 35TH ST, MIRAMAR, FL 33027-3739

Mortgage

Document Number	0030761285
Date	Feb 19, 2021
Book Page	3076/1285
Instrument	2304726

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 19, 2021
Property Address	54 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0030761267
Book / Page	3076 / 1267
Map Reference	MB 7 PG 6
Instrument Date	Feb 9, 2021
Instrument	2304724
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,055.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	958 JARBOE AVE, 958, THE VILLAGES, FL 32163-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number	0030761269
Date	Feb 19, 2021
Instrument	3076/1269

Lender

Name	CLEAR 2 CLOSE HOME LOANS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (+2.48%) Veteran's exemption	$964,922 (+5.99%)	$1,286,336 (+21.6%) Land $557,520 Building $728,816
2024	$848.00 (+11.14%)
2023	$763.00 (+0.53%) Homeowner's exemption	$910,416 (+5.6%)	$1,057,811 (+15.43%) Land $484,800 Building $573,011
2022	$759.00 Homeowner's exemption	$862,104	$916,434 Land $363,600 Building $552,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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