Berkeley County property record for 54 Murphy Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,491 sqft · built 1967 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0093.0003 |
| Primary APN | 02-7-0093.0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| 1st Floor Area | 1,491 sqft |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06126051 |
|---|---|
| Street Address | 54 MURPHY LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-3696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 F M LLOYD SD .25 ACRES |
| Legal Subdivision | LLOYD SD |
| Legal Lot Number | 5 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 971103 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7685 WILLIAMSPORT PIKE, FALLING WATERS, WV 25419-7604 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Feb 23, 2018 | Deed of Trust, Mortgage · Construction Mortgage MICHELLE STOUFFER |
| Mar 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FLUX FUND ONE LLC |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000988685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 54 MURPHY LN, FALLING WATERS, WV 25419-3696 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003866/159 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 3866/159 |
| Instrument | 20220009046 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 54 MURPHY LN, FALLING WATERS, WV 25419-3696 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3239/510 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 3239/510 |
| Instrument | 20180006787 |
| Name | MICHELLE STOUFFER |
|---|---|
| Type | Private Party |
| Address | 8902 LIGHT ST, WILLIAMSPORT, MD 21795 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 21, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 54 MURPHY LN, FALLING WATERS, WV 25419-3696 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3344/93 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 3344/93 |
| Instrument | 20190006995 |
| Name | FLUX FUND ONE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Sep 4, 2019 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 (+6.01%) | $61,680 (+10.18%) Land $9,600 Building $52,080 | $102,800 (+10.18%) Land $16,000 Building $86,800 |
| 2023 | $1,414.00 | $55,980 Land $8,700 Building $47,280 | $93,300 Land $14,500 Building $78,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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