54 Mount Joy Rd, Milford, NJ 08848 Property Records

Hunterdon County and Holland Township property record for 54 Mount Joy Rd, Milford, NJ 08848

Property Summary

Property TypeSingle Family Home
Details1,248 sqft · built 1953
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Dec 2022)
Tax Bill$6,287 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-00013-0000-00034

Property Details

APN / Parcel Number

Primary APN15-00013-0000-00034
Alternative APN
  • 150001300034

Interior

Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialStone
Construction TypeStone
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address54 MOUNT JOY RD
CityMILFORD
StateNJ
Zip08848-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal SubdivisionMOUNT JOY RDIDS
Legal Block13
Legal Lot Number34
JurisdictionHUNTERDON NJ
Township / Civil DivisionHOLLAND
Census Block Group4
Census Block4010
Census Tract10500

Owner

Source: Hunterdon County and Holland Township records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 MOUNT JOY RD, MILFORD, NJ 08848-1751
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING
Dec 27, 2022Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2022 · Amount on Record
Deed SaleDec 27, 2022 · Amount on Record
Prior SaleSep 17, 2010 · Amount on Record
Deed Document Number2022259370
Deed Book / Page2584 / 499
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Recording DateJul 6, 2026
Property Address54 MOUNT JOY RD, MILFORD, NJ 08848-1751
Document Number0000110860
Book / Page4699 / 278
Instrument DateJun 27, 2026
Instrument2026110860
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 MOUNT JOY RD, MILFORD, NJ 08848-1751

Mortgage

Document Number0000110860,
DateJul 6, 2026
Book Page4699/278
Instrument2026110860
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 23, 2041
Interest
Rate5.87%
Max Rate-1%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateDec 27, 2022
Property Address54 MOUNT JOY RD, MILFORD, NJ 08848-1751
Document Number20221227000259370
Book / Page2584 / 499
Instrument DateDec 16, 2022
Instrument20221227000259370
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyCORTES AND HAY INC, CORTES AND HAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 RICK RD, MILFORD, NJ 08848-2112

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address54 MOUNT JOY RD, MILFORD, NJ 08848-1751
InvestorPossibly a Property Investor

Mortgage

Document Number20221227000259380
DateDec 27, 2022
Instrument20221227000259380
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Hunterdon County and Holland Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionHolland Township
Secondary School DistrictDelaware Valley Regional School District (09 - 12)
Elementary School DistrictHolland Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,900 (-) Land $62,500 Building $125,400$187,900 (-) Land $62,500 Building $125,400
2025$6,287.00 (+3.29%)$187,900 (-) Land $62,500 Building $125,400$187,900 (-) Land $62,500 Building $125,400
2024$6,087.00 (+5.97%)
2023$187,900 Land $62,500 Building $125,400$187,900 Land $62,500 Building $125,400
2022$5,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims42 (1996–2021)
Claims Outside the SFHA2 of 42
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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