Bergen County and Rutherford Borough property record for 54 Morse Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,224 sqft · built 1905 |
| Lot Size | 0.15 acres (6,551 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,285 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00043-0000-00021 |
| Primary APN | 56-00043-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,224 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 6,551 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| Garage Type | Detached |
| Street Address | 54 MORSE AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X131 |
| Legal Block | 43 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51300 |
54 Morse Ave is owned and occupied by two individuals who acquired it in March 2024.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 5, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Jun 13, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 30, 2019 | Quit Claim Deed, Transfer AMROCK INC |
| Feb 27, 2018 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 |
| Deed Sale | Mar 5, 2024 |
| Prior Sale | Jun 13, 2023 · Amount on File |
| Deed Document Number | 202411747 |
| Deed Book / Page | 5186 / 1722 |
| Prior Transfer Date | Feb 27, 2024 |
| Prior Transfer Doc | 0051861722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0056480329 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 5648/329 |
| Instrument | 2025078083 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 5, 2024 |
| Property Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0051861722 |
| Book / Page | 5186 / 1722 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024011747 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Name | Verified Name |
|---|---|
| Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 2024011748 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024011748 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 13, 2023 |
| Property Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0050140293 |
| Book / Page | 5014 / 293 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023038878 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | NOT AVAILABLE, DOMA TITLE INSURANCE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,714.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 NELSON ST # 2, 2, CLIFTON, NJ 07013-1261 |
| Name | Verified Name |
|---|---|
| Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 2023038879 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023038879 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 30, 2019 |
| Property Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0033090658 |
| Book / Page | 003309 / 000658 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 49480 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 MORSE AVE RUTHERFORD NJ 070701251, RUTHERFORD, NJ 07070-1251 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 27, 2018 |
| Property Address | 54 MORSE AVE, RUTHERFORD, NJ 07070-1251 |
| Document Number | 0028732352 |
| Book / Page | 002873 / 002352 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 54 MORSE AVE RUTHERFORD NJ 070701251, RUTHERFORD, NJ 07070-1251 |
The 2025 property tax bill for 54 Morse Ave was $12,285, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $728,900 (+89.87%) Land $267,800 Building $461,100 | $728,900 (+89.87%) Land $267,800 Building $461,100 | |
| 2025 | $12,285.00 (+2.53%) | $383,900 Land $267,800 Building $116,100 | $383,900 Land $267,800 Building $116,100 |
| 2024 | $11,982.00 | ||
| 2023 | $383,900 (-) Land $267,800 Building $116,100 | $383,900 (-) Land $267,800 Building $116,100 | |
| 2022 | $11,397.00 (+1.36%) | $383,900 Land $267,800 Building $116,100 | $383,900 Land $267,800 Building $116,100 |
| 2021 | $11,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Morse Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 54 Morse Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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