54 Morningside Ter, Wallingford, CT 06492 Property Records

Wallingford Town property record for 54 Morningside Ter, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,502 sqft · built 1941
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jan 2020)
Tax Bill	$6,835 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:148 L:280`

Property Details

APN / Parcel Number

Primary APN	`WALL M:148 L:280`
Alternative APNs	`M:055 B:002 L:063` `T0044000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	984 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T0044000
Street Address	54 MORNINGSIDE TER
City	WALLINGFORD
State	CT
Zip	06492-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Lot Number	280
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	1
Census Block	1000
Census Tract	175300

Owner

54 Morningside Ter is owned and occupied by two individuals who bought it in January 2020.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 MORNINGSIDE TER, WALLINGFORD, CT 06492-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 17, 2019	Quit Claim Deed, Transfer UNKNOWN
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Deed Book / Page	1618 / 182
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	54 MORNINGSIDE TER, WALLINGFORD, CT 06492-4633
Transaction Type	Mortgage
Record Updated	May 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001738-393
Date	Apr 16, 2025
Book Page	1738/393

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jan 3, 2020
Property Address	54 MORNINGSIDE TER, WALLINGFORD, CT 06492-4633
Document Number	1618-182
Book / Page	1618 / 182
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1618184
Date	Jan 3, 2020
Instrument	1618/184

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Apr 17, 2019
Property Address	54 MORNINGSIDE TER, WALLINGFORD, CT 06492-4633
Document Number	1601-933
Book / Page	001601 / 000933
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MORNINGSIDE TER WALLINGFORD CT 064924633, WALLINGFORD, CT 06492-4633

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Sep 27, 2017
Property Address	54 MORNINGSIDE TER, WALLINGFORD, CT 06492-4633
Document Number	1571-863
Book / Page	001571 / 000863
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MORNINGSIDE TER WALLINGFORD CT 064924633, WALLINGFORD, CT 06492-4633

Tax Assessment & Valuation

The 2026 property tax bill for 54 Morningside Ter was $6,835, up 9.2% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,835.00 (+9.2%)	$278,200 (+7.21%) Land $101,300 Building $176,900	$396,162 (+118.09%)
2025	$6,259.00	$259,500 Land $101,300 Building $158,200	$181,650 Land $70,910 Building $110,740
2024	$6,259.00 (+13.66%)
2023	$5,507.00	$187,700 Land $89,400 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Morningside Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Morningside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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