54 Morningside Rd, Elverson, PA 19520 Property Records

Chester County property record for 54 Morningside Rd, Elverson, PA 19520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1956
Lot Size	0.81 acres (35,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2016)
Tax Bill	$437 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-5-61`

Property Details

APN / Parcel Number

Primary APN	`19-5-61`
Alternative APNs	`1905 00610000` `1905 0061`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Basement Area	550 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Construction Type	Frame
Lot Area	35,301 sqft (0.81 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	54 MORNINGSIDE RD
City	ELVERSON
State	PA
Zip	19520-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT DWG & GAR
Jurisdiction	CHESTER PA
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1030
Census Tract	301600

Owner

Source: Chester County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	201611519389
Deed Book / Page	9467 / 89
Prior Transfer Date	Jan 17, 2003
Prior Transfer Doc	0010190944
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	May 26, 2026
Property Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940
Document Number	0012124105
Book / Page	11585 / 1546
Instrument Date	May 18, 2026
Instrument	202612124105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940

Mortgage

Document Number	0012124105,
Date	May 26, 2026
Book Page	11585/1546
Instrument	202612124105

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095310444
Date	Apr 28, 2017
Book Page	9531/0444
Instrument	11540034

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940
Document Number	0100971767
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MORNINGSIDE RD ELVERSON PA 195208940, ELVERSON, PA 19520-8940

Mortgage

Document Number	0100971767
Date	Feb 6, 2020
Book Page	010097/001767
Instrument	11715808

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	54 MORNINGSIDE RD, ELVERSON, PA 19520-8940
Document Number	0099120144
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MORNINGSIDE RD ELVERSON PA 195208940, ELVERSON, PA 19520-8940

Mortgage

Document Number	0099120144
Date	Apr 22, 2019
Book Page	009912/000144
Instrument	11661638

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Warwick Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$437.00 (-89.38%)	$105,310 (-) Land $40,620 Building $64,690	$113,370 (-) Land $40,620 Building $72,750
2024	$4,114.00	$105,310 Land $40,620 Building $64,690
1998			$113,370 Land $40,620 Building $72,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Service Electric Cable TV Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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