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54 Montrose St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 54 Montrose St, Somerville, MA 02143

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,375 sqft · built 1920
Lot Size0.069 acres (3,000 sqft)
OwnerCompany Name on File
Tax Bill$10,634 (2026)
Deeds & MortgagesJan 2022 Refinance
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN50-E-2

Property Details

APN / Parcel Number

Primary APN50-E-2
Alternative APNs
  • SOME M:50 B:E L:2
  • 3157091

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,375 sqft Living Area
Gross Area3,725 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3157091
Street Address54 MONTROSE ST
CitySOMERVILLE
StateMA
Zip02143-1213
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA
Legal BlockE
Legal Lot Number2
JurisdictionSOMERVILLE MA
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3003
Census Tract351101

Owner

54 Montrose St, a duplex, is owned by a company that acquired it in June 2017.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address30 WOODBINE ST, SOMERVILLE, MA 02143-1117
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RFLF 4 LLC
Jun 2, 2017Quit Claim Deed, Transfer
WINTER HILL FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2017
Deed SaleJun 2, 2017
Prior SaleNov 15, 2010 · Amount on File
Deed Document Number201782583
Deed Book / Page69375 / 54
Transfer Doc50939-222
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Property Address54 MONTROSE ST, SOMERVILLE, MA 02143-1213
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079605-253
DateJan 28, 2022
Book Page79605/253
Instrument15459
Lender
NameRFLF 4 LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateJun 2, 2017
Property Address54 MONTROSE ST, SOMERVILLE, MA 02143-1213
Document Number69375-54
Book / Page069375 / 000054
Instrument DateJun 1, 2017
Instrument82583
Transaction TypeTransfer
Record UpdatedJun 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address54 MONTROLE ST SOMERVILLE MA 02143, SOMERVILLE, MA 02143

Mortgage

Document Number69375-56
DateJun 2, 2017
Book Page069375/000056
Instrument82584
Lender
NameWINTER HILL FSB
TypeFederal Savings Bank
Agreement
AmountAmount on Record
Term360 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

The 2026 property tax bill for 54 Montrose St was $10,634, up 5.3% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalitySomerville City
Unified School DistrictSomerville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,634.00 (+5.34%)$968,500 (+4.67%) Land $469,300 Building $499,200$1,085,458
2025$10,095.00 (+4.65%)$925,300 (+0.92%) Land $447,000 Building $478,300
2024$9,646.00 (+5.36%)$916,900 (+3.56%) Land $447,000 Building $469,900
2023$9,155.00$885,400 Land $447,000 Building $438,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Montrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 Montrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERVILLE WATER DEPT. (MWRA)
serves 81,045 people · EPA ID MA3274000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
Netafy
Fixed Wireless		641 / 143
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Starry.

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