54 Miruela Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 54 Miruela Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,320 sqft · built 1958
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on Record
Tax Bill	$671 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`215500-0000`

Property Details

APN / Parcel Number

Primary APN	`215500-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,940 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Lot Dimensions	127 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Florida Room
Porch Area	554 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54 MIRUELA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-97 DAVIS SHORES LOTS 27 & 28 BLK 8 OR1373/104 & 3465/1887(F/J)
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	DAVIS SHORES OCEAN VIEW SECTION
Legal Block	8
Legal Lot Number	27,28
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2013
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 4, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864

Mortgage

Document Number	0058190893
Date	Sep 5, 2023
Book Page	5819/893
Instrument	2023069646

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 30, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050451075
Date	Sep 17, 2020
Book Page	5045/1075
Instrument	2020079909

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Document Number	0048321495
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MIRUELA AVE ST AUGUSTINE FL 320803864, ST AUGUSTINE, FL 32080-3864

Mortgage

Document Number	0048321495
Date	Nov 18, 2019
Book Page	004832/001495
Instrument	86001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Document Number	0046140966
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MIRUELA AVE ST AUGUSTINE FL 320803864, ST AUGUSTINE, FL 32080-3864

Mortgage

Document Number	0046140966
Date	Sep 20, 2018
Book Page	004614/000966
Instrument	68093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	54 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3864
Document Number	0045631719
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MIRUELA AVE ST AUGUSTINE FL 320803864, ST AUGUSTINE, FL 32080-3864

Mortgage

Document Number	0045631719
Date	Jun 15, 2018
Book Page	004563/001719
Instrument	42021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,427 (+2.7%)	$681,041 (+6.88%) Land $437,580 Building $243,461
2025	$671.00 (+5.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$275,002 (+5.99%)	$637,190 (+3.19%) Land $397,800 Building $239,390
2024	$636.00 (+1.76%)
2023	$625.00 (+6.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$259,468 (+3%)	$617,471 (+1.1%) Land $397,800 Building $219,671
2022	$588.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$251,911	$610,743 Land $314,845 Building $295,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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