54 Mill St, Momence, IL 60954 Property Records

Kankakee County property record for 54 Mill St, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.181 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2023)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-19-108-008`

Property Details

APN / Parcel Number

Primary APN	`05-11-19-108-008`

Exterior

Lot Area	7,920 sqft (0.181 acres)

Location & Zoning

Street Address	54 MILL ST
City	MOMENCE
State	IL
Zip	60954-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONRADS SUBD TRACT IN MID BLK 104 19-31-14E
Legal Subdivision	CONRADS SUB
Legal Block	104
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	2
Census Block	2033
Census Tract	10900

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 MILL ST, MOMENCE, IL 60954-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Line of Credit MUNICIPAL TRUST & SAVINGS BANK
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Feb 22, 2021	Executor's Deed, Transfer KANKAKEE COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	20239308
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Sep 26, 2023
Property Address	54 MILL ST, MOMENCE, IL 60954-1640
Document Number	0202309308
Instrument Date	Sep 22, 2023
Instrument	202309308
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	KANKAKEE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 MILL ST, MOMENCE, IL 60954-1640

Mortgage

Document Number	0202309309
Date	Sep 26, 2023
Instrument	202309309

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2043

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	54 MILL ST, MOMENCE, IL 60954-1640
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202113373
Date	Sep 22, 2021
Instrument	202113373

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Fixed Rate

February 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 22, 2021
Property Address	54 MILL ST, MOMENCE, IL 60954-1640
Document Number	0202102603
Instrument Date	Feb 19, 2021
Instrument	202102603
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	KANKAKEE COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 PERCY CT, BOURBONNAIS, IL 60914-1884

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (-6.57%)	$48,293 (+62.92%) Land $1,900 Building $46,393	$144,879 (+62.92%) Land $5,700 Building $139,179
2024	$3,320.00 (+50.64%)
2023		$29,642 (+9.57%) Land $1,727 Building $27,915	$88,926 (+9.57%) Land $5,181 Building $83,745
2022	$2,204.00	$27,054 Land $1,645 Building $25,409	$81,162 Land $4,935 Building $76,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1999)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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