54 Middle Loop Rd, Staten Island, NY 10308 Property Records

New York City and Richmond County property record for 54 Middle Loop Rd, Staten Island, NY 10308

Property Summary

Property Type	Duplex
Details	2 ba · 2,112 sqft · built 1970
Lot Size	0.101 acres (4,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$874,000 (Aug 2023)
Tax Bill	$8,433 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Transfer + 3 more
APN	`05489-0212`

Property Details

APN / Parcel Number

Primary APN	`05489-0212`
Alternative APNs	`2401054890212` `5-05489-0212`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	4,410 sqft (0.101 acres)
Lot Dimensions	105 ft deep x 20 ft wide

Location & Zoning

Account Number	05489-0212
Street Address	54 MIDDLE LOOP RD
City	STATEN ISLAND
State	NY
Zip	10308-1923
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3-1
Legal Block	5489
Legal Lot Number	212
Jurisdiction	RICHMOND NY
Township / Civil Division	STATEN ISLAND
Census Block Group	1
Census Block	1010
Census Tract	14607

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage EAST WEST BANK
Nov 23, 2022	Intrafamily Transfer, Transfer REGENCY ABSTRACT INC
May 21, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 4, 2018	Deed of Trust, Mortgage · ARM TD BANK NA
Apr 24, 2018	Loan Modification, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	2023931103
Prior Transfer Date	Nov 16, 2022
Prior Transfer Doc	0000914325
Record Updated	Oct 29, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND NY
Recording Date	Aug 30, 2023
Property Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Document Number	0000931103
Instrument Date	Aug 22, 2023
Instrument	931103
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	NEW YORK SETTLEMENT AND ABSTRACT INC, NEW YORK STLMT & ABSTRACT IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,496.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923

Mortgage

Document Number	0000931104
Date	Aug 30, 2023
Instrument	931104

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND NY
Recording Date	Nov 23, 2022
Property Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Document Number	0000908237
Instrument Date	Nov 16, 2022
Instrument	908237
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	REGENCY ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923

Mortgage

Document Number	0000828735
Date	May 21, 2021
Instrument	828735

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	STATEN ISLAND, NY 10308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000698008
Date	May 4, 2018
Instrument	698008

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND NY
Property Address	54 MIDDLE LOOP RD, STATEN ISLAND, NY 10308-1923
Document Number	0000698009
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MIDDLE LOOP RD STATEN ISLAND NY 103081923, STATEN ISLAND, NY 10308-1923

Mortgage

Document Number	0000698009
Date	May 4, 2018
Instrument	698009

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Richmond County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,200 (+16.05%) Land $6,531 Building $57,669	$1,070,000 (+16.05%) Land $159,000 Building $911,000
2025	$8,433.00	$55,320 (+34.73%) Land $7,241 Building $48,079	$922,000 (+10.82%) Land $159,000 Building $763,000
2024	$8,433.00 (+5.88%)
2023	$7,965.00 (+5.22%)	$41,059 (-8.27%) Land $7,847 Building $33,212	$832,000 (+11.53%) Land $159,000 Building $673,000
2022	$7,570.00	$44,760 Land $9,540 Building $35,220	$746,000 Land $159,000 Building $587,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	150 (1978–2023)
Claims Outside the SFHA	10 of 150
Most Recent Claim	Jul 2023
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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