54 Melvin Holley Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 54 Melvin Holley Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1961
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2024)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8978-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8978-5`
Alternative APNs	`06-4N-25-0000-0009-0000` `25N406000000090000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	1,170 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	208 ft Width
Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 MELVIN HOLLEY RD
City	BAKER
State	FL
Zip	32531-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF SEC S 2572.48FT E 1274.4FT TO POB E 191.11FT S 226.29FT W 191.11FT N 226.29FT TO POB
Legal Range	25W
Legal Township	04N
Legal Section	06
Legal Block	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3004
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7000 BEAVER CREEK RD, BAKER, FL 32531-7504
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage PACIFIC SUN MORTGAGE
Jan 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	20243728885
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0032282720
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	54 MELVIN HOLLEY RD, BAKER, FL 32531-8020
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0036613052
Date	Feb 9, 2023
Book Page	3661/3052
Instrument	3605456

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 8, 2022
Property Address	54 MELVIN HOLLEY RD, BAKER, FL 32531-8020
Document Number	0036151176
Book / Page	3615 / 1176
Instrument Date	Apr 4, 2022
Instrument	3541022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MELVIN HOLLEY RD, 54, BAKER, FL 32531-8020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0036151178
Date	Apr 8, 2022
Instrument	3615/1178

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 24, 2019
Property Address	54 MELVIN HOLLEY RD, BAKER, FL 32531-8020
Document Number	0033823237
Book / Page	003382 / 003237
Instrument Date	Jan 23, 2019
Instrument	3254882
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MELVIN HOLLEY RD BAKER FL 325318020, BAKER, FL 32531-8020

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+30.37%)	$171,265 (+33.32%) Land $8,003 Building $163,262	$171,265 (+33.32%) Land $8,003 Building $163,262
2023	$1,340.00 (+19.22%)	$128,464 (+6.91%) Land $6,799 Building $121,665	$128,464 (+6.91%) Land $6,799 Building $121,665
2022	$1,124.00	$120,156 Land $6,354 Building $113,802	$120,156 Land $6,354 Building $113,802

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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