54 Meandering Way, Granite Falls, NC 28630 Property Records

Caldwell County property record for 54 Meandering Way, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,018 sqft · built 1989
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,957 (2026)
Deeds & Mortgages	May 2026 Sale Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08113A 1131`

Property Details

APN / Parcel Number

Primary APN	`08113A 1131`
Alternative APNs	`186032` `75318`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,018 sqft Heated Area
Gross Area	4,050 sqft
1st Floor Area	1,260 sqft
Upper Floors Area	630 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	186032
Street Address	54 MEANDERING WAY
City	GRANITE FALLS
State	NC
Zip	28630-9330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1065/1029 1992 0.00
Legal Subdivision	GRANADA FARMS DEVELOPMENT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2025	Warranty Deed, Transfer
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	0010118975
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 19, 2026
Property Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330
Document Number	0010118975
Book / Page	2165 / 448
Instrument Date	May 19, 2026
Instrument	202610118975
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 7, 2025
Property Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330
Document Number	0021461879
Book / Page	2146 / 1879
Map Reference	MB 9 PG 19
Instrument Date	Oct 6, 2025
Instrument	10111651
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 6TH ST SW, CONOVER, NC 28613-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	54 MEANDERING WAY, GRANITE FALLS, NC 28630-9330
Document Number	0010023622
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	LENDER RECORDING SERVICES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MEANDERING WAY GRANITE FALLS NC 286309330, GRANITE FALLS, NC 28630-9330

Mortgage

Document Number	0010023622
Date	Jun 29, 2018
Book Page	001944/000339
Instrument	10023622

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (-6.14%)	$415,600 (-) Land $47,800 Building $367,800
2025	$2,085.00 (+27.44%)	$415,600 (+61.71%) Land $47,800 Building $367,800	$415,600 (+61.71%) Land $47,800 Building $367,800
2024	$1,636.00 (+2%)
2023		$257,000 (-) Land $47,800 Building $209,200	$257,000 (-) Land $47,800 Building $209,200
2022	$1,604.00	$257,000 Land $47,800 Building $209,200	$257,000 Land $47,800 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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