54 Main St, Sutter Creek, CA 95685 Property Records

Amador County property record for 54 Main St, Sutter Creek, CA 95685

Property Summary

Property TypeCommercial
Details5,040 sqft · built 1931
Lot Size0.121 acres (5,256 sqft)
OwnerIndividual Name on Record
Tax Bill$6,904 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN018-161-006-000

Property Details

APN / Parcel Number

Primary APN018-161-006-000
Alternative APN
  • 1816100600

Interior

Building Area5,040 sqft Gross Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Lot Area5,256 sqft (0.121 acres)

Location & Zoning

Street Address54 MAIN ST
CitySUTTER CREEK
StateCA
Zip95685-4237
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeNC
Legal DescriptionLOT 7 BLK 12
Legal SubdivisionSUTTER CREEK
Legal Block12
Legal Lot Number7
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3018
Census Tract401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 276, SUTTER CREEK, CA 95685-0276
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address54 MAIN ST, SUTTER CREEK, CA 95685-4237
Document Number0000005620
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11901 KANAKA VALLEY RD SUTTER CREEK CA 956859507, SUTTER CREEK, CA 95685-9507

Mortgage

Document Number0000005620
DateJul 26, 2017
Instrument5620
Lender
NameBANK OF THE WEST
TypeBank
AddressCOVINA, CA 91722
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
MunicipalitySutter Creek City
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$696,601 (+2%) Land $260,001 Building $436,600
2025$6,904.00 (+3.93%)$682,943 (+4.04%) Land $254,903 Building $428,040
2023$6,643.00 (+1.9%)$656,425 Land $245,005 Building $411,420
2022$6,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAWA, TANNER
serves 4,940 people · EPA ID CA0310003
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cal.net, Verizon.

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