54 Maemae St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 54 Maemae St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,234 sqft · built 1960
Lot Size	0.255 acres (11,127 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Apr 2019)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-2-2-038-081`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-038-081`
Alternative APNs	`3-2-2-038-081-0000` `220380810000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft
Upper Floors Area	262 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	11,127 sqft (0.255 acres)
Garage Type	Carport
Garage Area	546 sqft
Carport	Carport
Carport Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	54 MAEMAE ST
City	HILO
State	HI
Zip	96720-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 8 11,127 SF DES POR LPGR 9733 BLK 301 WAIAKEA HMSTDS HOUSE LOTS
Legal Subdivision	WAIAKEA HMSTD. HOUSELOTS
Legal Block	301
Legal Lot Number	8
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2017
Census Tract	20500

Owner

54 Maemae St is held in a trust since April 2019.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Trust Name on File
Mailing Address	270 KAIULANI ST, HILO, HI 96720-2533
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit CU HAWAII FCU
Apr 29, 2019	Warranty Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Jun 20, 1995 · Amount on File
Deed Document Number	201970580038
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	54 MAEMAE ST, HILO, HI 96720-5014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A75410151
Date	Aug 24, 2020
Instrument	A-75410151

Lender

Name	CU HAWAII FCU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Apr 29, 2019
Property Address	54 MAEMAE ST, HILO, HI 96720-5014
Document Number	0A70580038
Instrument Date	Apr 23, 2019
Instrument	A70580038
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 KAIULANI ST HILO HI 967202533, HILO, HI 96720-2533

Tax Assessment & Valuation

The 2025 property tax bill for 54 Maemae St was $2,518.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,200 (+1.39%) Land $252,200 Building $177,000	$429,200 (+1.39%) Land $252,200 Building $177,000
2025	$2,518.00	$423,300 (+10.87%) Land $246,300 Building $177,000	$423,300 (+10.87%) Land $246,300 Building $177,000
2024		$381,800 (+8.84%) Land $212,700 Building $169,100	$381,800 (+8.84%) Land $212,700 Building $169,100
2023	$3,893.00	$350,800 Land $193,500 Building $157,300	$350,800 Land $193,500 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Maemae St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 units insured incl. 20 condo units
Nearby Flood Claims	1 (2021)
Most Recent Claim	Dec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Maemae St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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