Contra Costa County property record for 54 Madrid Pl, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,349 sqft · built 1971 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,250,000 (Nov 2025) |
| Tax Bill | $8,487 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-132-003-6 |
| Primary APN | 212-132-003-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 84 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 54 MADRID PL |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3840 LOT 100 EX MR |
| Legal Subdivision | SUBDIVISION 3840 |
| Legal Tract | 3840 |
| Legal Lot Number | 100 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 345103 |
54 Madrid Pl is owned by a company that bought it in November 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU |
| Nov 24, 2025 | Re-recorded Document · Conventional Mortgage PROVIDENT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Jul 1, 2002 · Amount on File |
| Deed Document Number | 2025131945 |
| Prior Transfer Date | Jul 23, 2003 |
| Prior Transfer Doc | 0000365750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Document Number | 0000179123 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-179123 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Document Number | 0000117785 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023-117785 |
| Name | PACIFIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, CA 94520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 24, 2025 |
| Property Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Document Number | 0000131945 |
| Map Reference | MB 125 PG 42-47 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025- 131945 |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 MADRID PL, SAN RAMON, CA 94583-3012 |
| Document Number | 0000131946 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025- 131946 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.3% |
The 2025 property tax bill for 54 Madrid Pl was $8,487.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,250,000 (+75.42%) Land $1,025,000 Building $225,000 | |
| 2025 | $8,487.00 Homeowner's exemption | $712,562 Land $506,910 Building $205,652 |
| 2023 | $8,181.00 (+0.74%) Homeowner's exemption | $684,894 Land $487,227 Building $197,667 |
| 2022 | $8,121.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 54 Madrid Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Madrid Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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