Monmouth County and Aberdeen Township property record for 54 Lucia Ct, Aberdeen, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,284 sqft · built 1999 |
| Lot Size | 714 acres (31,136,078 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Jan 2005) |
| Tax Bill | $8,193 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00001-0000-00015-55 |
| Primary APN | 01-00001-0000-00015-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Upper Floors Area | 722 sqft |
| Basement Area | 562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 31,136,078 sqft |
| Garage Area | 132 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 54 LUCIA CT |
|---|---|
| City | MATAWAN |
| State | NJ |
| Zip | 07747-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1732 |
| Legal Description | CROSSING AT ABERDEEN BLDG 2 UNIT 54 |
| Legal Subdivision | CROSSING/ABERDEEN BLDG 02 |
| Legal Block | 1 |
| Legal Lot Number | 15.55 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 802700 |
54 Lucia Ct is owned and occupied by an individual who acquired it in May 2013.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 LUCIA CT, MATAWAN, NJ 07747-1374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Jul 20, 2017 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2005 · Amount on File |
| Deed Sale | Jan 6, 2005 · Amount on File |
| Prior Sale | Jun 5, 2002 · Amount on File |
| Deed Book / Page | 8426 / 5871 |
| Last Transfer Date | May 24, 2013 |
| Transfer Doc | 0090181732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 54 LUCIA CT, MATAWAN, NJ 07747-1374 |
| Document Number | 0000143556 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 54 LUCIA CT MATAWAN NJ 077471374, MATAWAN, NJ 07747-1374 |
| Document Number | 0000143556 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 009461/005816 |
| Instrument | 143556 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 20, 2017 |
| Property Address | 54 LUCIA CT, MATAWAN, NJ 07747-1374 |
| Document Number | 0000069715 |
| Book / Page | 009237 / 001126 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 69715 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 LUCIA CT ABERDEEN NJ 077471374, ABERDEEN, NJ 07747-1374 |
| Document Number | 69716 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 009237/001137 |
| Instrument | 69716 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
The 2025 property tax bill for 54 Lucia Ct was $8,193, up 11.2% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,100 (+10.53%) Land $286,200 Building $200,900 | $487,100 (+10.53%) Land $286,200 Building $200,900 | |
| 2025 | $8,193.00 (+11.15%) | $440,700 Land $225,200 Building $215,500 | $440,700 Land $225,200 Building $215,500 |
| 2024 | $7,371.00 | ||
| 2023 | $375,800 Land $169,200 Building $206,600 | $375,800 Land $169,200 Building $206,600 | |
| 2022 | $7,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Lucia Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54 Lucia Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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