54 Lower Park St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 54 Lower Park St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,527 sqft · built 1880
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2021)
Tax Bill	$1,079 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
APN	`164889 98.-2-50`

Property Details

APN / Parcel Number

Primary APN	`164889 98.-2-50`
Alternative APNs	`488909800000020500000000` `1.-089-15`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	873 sqft
Upper Floors Area	654 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)
Lot Width	168 ft Width

Exterior Amenities

Porch	Porch
Porch Area	155 sqft
Shed	1 Shed
Canopy	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-089-15
Street Address	54 LOWER PARK ST
City	MALONE
State	NY
Zip	12953-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SEC6 BLOCK41 LOT25
Legal Block	2
Legal Lot Number	50.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2017
Census Tract	950502

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 LOWER PARK ST, MALONE, NY 12953-4916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20211937
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 20, 2021
Property Address	54 LOWER PARK ST, MALONE, NY 12953-4916
Document Number	20211937
Instrument Date	Apr 20, 2021
Instrument	2021-1937
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 LOWER PARK ST, MALONE, NY 12953-4916

Mortgage

Document Number	20211938
Date	Apr 20, 2021
Instrument	2021-1938

Lender

Name	SEACOMM FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,079.00 (-3.32%)
2025	$1,116.00 (+151.35%)	$29,000 (-) Land $6,500 Building $22,500	$53,704 (+11.11%) Land $12,037 Building $41,667
2023		$29,000 (-) Land $6,500 Building $22,500	$48,333 (+14.17%) Land $10,833 Building $37,500
2022		$29,000 Land $6,500 Building $22,500	$42,336 Land $9,489 Building $32,847
2021	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SLICFiber, Westelcom Networks.

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