54 Lothrop Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 54 Lothrop Rd, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1952
Lot Size	0.447 acres (19,458 sqft)
Owner	Individual Name on File
Last Sale	$439,900 (Oct 2015)
Tax Bill	$8,222 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:009.0-0000-0001.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:009.0-0000-0001.0`
Alternative APNs	`M:009.0=0000=0001.0` `290000000110` `290000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	3,135 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,458 sqft (0.447 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290000000110
Street Address	54 LOTHROP RD
City	READING
State	MA
Zip	01867-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3014
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:009.0-0000-0001.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 LOTHROP RD, READING, MA 01867-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Deed of Trust, Mortgage · Line of Credit ROCKLAND CREDIT UNION
Jun 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRIUMPH MORTGAGE
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Deed Book / Page	66313 / 495
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	54 LOTHROP RD, READING, MA 01867-3354
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082628-12
Date	Apr 02, 2024
Book Page	82628/12
Instrument	32699

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	54 LOTHROP RD, READING, MA 01867-3354
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077964-239
Date	Jun 08, 2021
Book Page	77964/239
Instrument	129278

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	54 LOTHROP RD, READING, MA 01867-3354
Document Number	69367-495
Book / Page	069367 / 000495
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69367-495
Date	Jun 01, 2017
Book Page	069367/000495
Instrument	81670

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,222.00 (+1.14%)	$721,900 (+4.08%) Land $517,600 Building $204,300	$706,705 (+1.39%)
2024	$8,129.00 (+3.75%)	$693,600 (+11.46%) Land $497,200 Building $196,400	$697,015
2023	$7,835.00	$622,300 Land $448,300 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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