54 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 54 Lloyd St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,450 sqft · built 1971
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jul 2022)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN19-12-427-011

Property Details

APN / Parcel Number

Primary APN19-12-427-011

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,450 sqft
Gross Area2,146 sqft
1st Floor Area1,450 sqft

Exterior

Year BuiltBuilt 1971
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address54 LLOYD ST
CityCARY
StateIL
Zip60013-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0025026 LT 92 HANSONS OAK VIEW ESTATES
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionHANSONS OAK VIEW ESTATES
Legal Block427
Legal Lot Number92
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2000
Census Tract871305

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address54 LLOYD ST, CARY, IL 60013-2122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleDec 26, 2018
Deed Document Number0000025026
Record UpdatedJun 7, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJul 14, 2022
Property Address54 LLOYD ST, CARY, IL 60013-2122
Document Number0000025026
Map ReferenceDOC 355941MB4PG24
Instrument DateJul 12, 2022
Instrument2022R0025026
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 LLOYD ST, CARY, IL 60013-2122

Mortgage

Document Number0000025028
DateJul 14, 2022
Instrument2022R0025028
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 26, 2018
Property Address54 LLOYD ST, CARY, IL 60013-2122
Document Number0000043356
Instrument DateDec 18, 2018
Instrument43356
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address54 LLOYD ST CARY IL 600132122, CARY, IL 60013-2122

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$83,737 Land $17,575 Building $66,162$251,211 Land $52,725 Building $198,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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