54 Lloyd Rd, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 54 Lloyd Rd, Bernardsville, NJ 07924

Property Summary

Property Type	Single Family Home
Details	1,269 sqft · built 1950
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (May 2023)
Tax Bill	$11,583 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00019-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`03-00019-0000-00009`
Alternative APN	`030001900009`

Interior

Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	55,757 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	54 LLOYD RD
City	BERNARDSVILLE
State	NJ
Zip	07924-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	19
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDSVILLE
Census Block Group	1
Census Block	1007
Census Tract	52702

Owner

54 Lloyd Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Somerset County and Bernardsville Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 5, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO
Mar 22, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Oct 30, 1998 · Amount on File
Deed Document Number	202311237
Deed Book / Page	7504 / 937
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000055305
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Apr 23, 2026
Property Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710
Document Number	0000011259
Book / Page	7677 / 1818
Instrument Date	Apr 16, 2026
Instrument	202611259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710

Mortgage

Document Number	0000011259,
Date	Apr 23, 2026
Book Page	7677/1818
Instrument	202611259

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 5, 2023
Property Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710
Document Number	0000011237
Book / Page	7504 / 937
Instrument Date	Apr 26, 2023
Instrument	2023011237
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	HILLTOP TITLE LLC, HILLTOP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CEDAR RIDGE RD, CHESTER, NJ 07930-2842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710

Mortgage

Document Number	0000011238
Date	May 5, 2023
Instrument	2023011238

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Mar 22, 2022
Property Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710
Document Number	0000011932
Book / Page	7432 / 3470
Instrument Date	Mar 18, 2022
Instrument	2022011932
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 LLOYD RD, BERNARDSVILLE, NJ 07924-1710

Tax Assessment & Valuation

The 2025 property tax bill for 54 Lloyd Rd was $11,583, up 5.2% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bernardsville Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,100 (+8.16%) Land $405,800 Building $254,300	$660,100 (+8.16%) Land $405,800 Building $254,300
2025	$11,583.00 (+5.18%)	$610,300 Land $372,300 Building $238,000	$610,300 Land $372,300 Building $238,000
2024	$11,013.00
2023		$532,500 Land $322,200 Building $210,300	$532,500 Land $322,200 Building $210,300
2022	$9,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Lloyd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Lloyd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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