54 Lillian Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 54 Lillian Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,405 sqft · built 1976
Lot Size	0.473 acres (20,600 sqft)
Owner	2 Company Names on File
Last Sale	$1,850,000 (Apr 2007)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`499530A000`

Property Details

APN / Parcel Number

Primary APN	`499530A000`
Alternative APN	`3-0037-4140-00-0042.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,105 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,600 sqft (0.473 acres)
Lot Dimensions	206 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	99 sqft
Deck Area	Deck Area
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	499530A000
Street Address	54 LILLIAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SKYLINE AC #2 PT LOT 42
Legal Subdivision	SKYLINE AC #2
Legal Lot Number	42
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

54 Lillian Dr is owned by a company that bought it in April 2007.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	79 CANNON FARM RD, WINFIELD, MO 63389-3260
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Grant Deed, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Feb 13, 2018	Grant Deed, Mortgage · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2007 · Amount on File
Deed Sale	Apr 23, 2007 · Amount on File
Prior Sale	Apr 13, 2007
Deed Document Number	2007329930
Deed Book / Page	4736 / 1610
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2018
Property Address	54 LILLIAN DR, SAINT CHARLES, MO 63304-7006
Document Number	0068780961
Book / Page	006878 / 000961
Instrument Date	Feb 12, 2018
Instrument	77980
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813

Mortgage

Document Number	68780961
Date	Feb 13, 2018
Book Page	006878/000961
Instrument	77980

Lender

Name	CENTRAL BK/ST LOUIS
Address	7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2018
Property Address	54 LILLIAN DR, SAINT CHARLES, MO 63304-7006
Document Number	0068781706
Book / Page	006878 / 001706
Instrument Date	Feb 12, 2018
Instrument	79280
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813

Mortgage

Document Number	68781706
Date	Feb 13, 2018
Book Page	006878/001706
Instrument	79280

Lender

Name	CENTRAL BK/ST LOUIS
Address	7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 54 Lillian Dr was $3,064.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,012 (-)	$273,745 (-) Land $38,570 Building $235,175
2025	$3,064.00	$52,012	$273,745 Land $38,570 Building $235,175
2023		$47,604
2022			$250,548 Land $38,570 Building $211,978

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 Lillian Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Lillian Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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