54 Lantern Ln, Unit 5, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 54 Lantern Ln, Unit 5, Dracut, MA 01826

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 840 sqft · built 1986
Lot Size	1.89 acres (82,544 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Dec 2020)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Oct 2022 Refinance Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:44 B:114 L:9.5`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:44 B:114 L:9.5`
Alternative APN	`M:0044 B:0114 L:09.5`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	8 Units
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	896 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	54 LANTERN LN, 5
City	DRACUT
State	MA
Zip	01826-4566
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	114
Legal Lot Number	9.5
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3013
Census Tract	314102

Owner

54 Lantern Ln, Unit 5 is owned by an individual who bought it in December 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 KENNEDY DR, PELHAM, NH 03076-2605
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Oct 24, 2022	Deed of Trust, Mortgage · ARM JEANNE D ARC CU
Dec 10, 2020	Fiduciary Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	202064425
Deed Book / Page	35034 / 68
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	54 LANTERN LN UNIT 5, 5, DRACUT, MA 01826-4566
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037465-46
Date	Oct 24, 2022
Book Page	37465/46
Instrument	43991

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	54 LANTERN LN UNIT 5, 5, DRACUT, MA 01826-4566
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037465-18
Date	Oct 24, 2022
Book Page	37465/18
Instrument	43990

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DRACUT MA
Recording Date	Dec 10, 2020
Property Address	54 LANTERN LN UNIT 5, 5, DRACUT, MA 01826-4566
Document Number	35034-68
Book / Page	35034 / 68
Instrument Date	Dec 9, 2020
Instrument	64425
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 KENNEDY DR, PELHAM, NH 03076-2605

Mortgage

Document Number	64426
Date	Dec 10, 2020
Instrument	64426

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 54 Lantern Ln, Unit 5 was $2,722, up 9.3% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (+9.27%)	$281,500 (+14.38%) Building $281,500	$235,125 (-)
2025	$2,491.00 (+2.01%)	$246,100 (+5.31%) Building $246,100	$235,125 (-4.66%)
2024	$2,442.00 (+0.74%)	$233,700 (+11.66%) Building $233,700	$246,620
2023	$2,424.00	$209,300 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Lantern Ln, Unit 5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Lantern Ln, Unit 5 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lantern Ln

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