54 Kuhilani St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 54 Kuhilani St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1981
Lot Size0.344 acres (15,001 sqft)
OwnerIndividual Name on File
Last Sale$292,500 (Jul 2017)
Tax Bill$1,241 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3-2-4-013-194

Property Details

APN / Parcel Number

Primary APN3-2-4-013-194
Alternative APNs
  • 3-2-4-013-194-0000
  • 240131940000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area15,001 sqft (0.344 acres)
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address54 KUHILANI ST
CityHILO
StateHI
Zip96720-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1C
Legal DescriptionLOT 40 15001 SF FP 1710 PUAINAKO HOUSELOTS S/D PHASE I SUBJ/DESIGNATION OF ESMT D-11
Legal SubdivisionPUAINAKO HOUSELOTS
Legal Phase1
Legal Lot Number40
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group3
Census Block3002
Census Tract20701

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address54 KUHILANI ST, HILO, HI 96720-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
HELCO FCU
Jul 19, 2017Warranty Deed, Transfer · Conventional Mortgage
TG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2017 · Amount on File
Deed SaleJul 19, 2017 · Amount on File
Deed Document Number201764090277
Prior Transfer DateJul 7, 2017
Prior Transfer Doc0A64090277
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address54 KUHILANI ST, HILO, HI 96720-3130
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A85000150
DateApr 10, 2023
InstrumentA-85000150
Lender
NameHELCO FCU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount on Record
Term348 Months
DueApr 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateJul 19, 2017
Property Address54 KUHILANI ST, HILO, HI 96720-3130
Document Number0A64090277
Instrument DateJul 7, 2017
InstrumentA-64090277
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTG

Transaction

Tax$292.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 KUHILANI ST, 54, HILO, HI 96720-3130

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address343 KUKUAU ST UNIT B, B, HILO, HI 96720-7826

Mortgage

Document Number, A-64090278
DateJul 19, 2017
InstrumentA-64090278
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,100 (+3%) Land $150,000 Building $183,100$419,700 (-2.85%) Land $233,700 Building $186,000
2025$1,241.00 (+4.11%)$323,400 (+2.99%) Land $150,000 Building $173,400$432,000 (+7.68%) Land $246,000 Building $186,000
2024$314,000 (+2.98%) Land $150,000 Building $164,000$401,200 (+8.87%) Land $223,900 Building $177,300
2023$1,192.00 Homeowner's exemption$304,900 Land $150,000 Building $154,900$368,500 Land $203,600 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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