Hampden County and Chicopee City property record for 54 Kennedy St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,029 sqft · built 1988 |
| Lot Size | 0.678 acres (29,543 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $410,000 (Nov 2023) |
| Tax Bill | $6,770 (2026) |
| Deeds & Mortgages | May 2026 Transfer Jun 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-0038B |
| Primary APN | 27-0038B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 5,801 sqft |
| 1st Floor Area | 1,260 sqft |
| Attic | Attic |
| Attic Area | 1,224 sqft |
| Basement Area | 327 sqft |
| Unfinished Basement | 327 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,543 sqft (0.678 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 27-0038B |
|---|---|
| Street Address | 54 KENNEDY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 810902 |
54 Kennedy St is owner-occupied and held in a trust since November 2023.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jun 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Jun 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Nov 1, 2023 | Quit Claim Deed, Transfer |
| May 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB |
| Jun 19, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB |
| Jan 9, 2017 | Quit Claim Deed, Transfer PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Prior Sale | Jan 9, 2017 · Amount on File |
| Deed Document Number | 202352012 |
| Deed Book / Page | 25212 / 254 |
| Prior Transfer Date | Oct 27, 2023 |
| Prior Transfer Doc | 025212-254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 11, 2026 |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Number | 026326-268 |
| Book / Page | 26326 / 268 |
| Instrument Date | May 6, 2026 |
| Instrument | 202620714 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023917-513 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 23917/513 |
| Instrument | 37821 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023944-511 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 23944/511 |
| Instrument | 41480 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 1, 2023 |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Number | 025212-254 |
| Book / Page | 25212 / 254 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 52012 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 DRAPER ST APT 1, 1, DORCHESTER, MA 02122-1698 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 26, 2021 |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Number | 0023906-17 |
| Book / Page | 23906 / 17 |
| Instrument Date | May 25, 2021 |
| Instrument | 36199 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Number | 0000037821 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 37821 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 242 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22715-222 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 22715/222 |
| Instrument | 32665 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 9, 2017 |
| Property Address | 54 KENNEDY ST, CHICOPEE, MA 01013-1543 |
| Document Number | 21526-266 |
| Book / Page | 21526 / 266 |
| Instrument | 1318 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 215260271 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 21526/0271 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2026 property tax bill for 54 Kennedy St was $6,770, up 3.9% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,770.00 (+3.93%) | $444,200 (+3.37%) Land $120,000 Building $324,200 | $415,306 (+8.53%) |
| 2025 | $6,514.00 (-8.19%) | $429,700 (-10.61%) Land $110,500 Building $319,200 | $382,660 |
| 2024 | $7,095.00 (+7.91%) | $480,700 (+10.76%) Land $108,400 Building $372,300 | |
| 2023 | $6,575.00 | $434,000 Land $98,500 Building $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Kennedy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Kennedy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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