54 Jonathan Ln, Hendersonville, NC 28792 Property Records

Henderson County property record for 54 Jonathan Ln, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,852 sqft · built 2022
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2024)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9599760276`

Property Details

APN / Parcel Number

Primary APN	`9599760276`
Alternative APN	`10007132`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Heated Area
1st Floor Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	35,284 sqft (0.81 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10007132
Street Address	54 JONATHAN LN
City	HENDERSONVILLE
State	NC
Zip	28792-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10007132~R
Legal Description	THE ORCHARDS LO29 PL2021-13225
Legal Subdivision	ORCHARDS
Legal Block	76
Legal Lot Number	276
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2009
Census Tract	930201

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 JONATHAN LN, HENDERSONVILLE, NC 28792-0540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20241021420
Deed Book / Page	4218 / 339
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 21, 2024
Property Address	54 JONATHAN LN, HENDERSONVILLE, NC 28792-0540
Document Number	0042180339
Book / Page	4218 / 339
Map Reference	SL 13225
Instrument Date	Sep 25, 2024
Instrument	1001021420
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 COFFEY LN, RUTLEDGE, TN 37861-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 JONATHAN LN, HENDERSONVILLE, NC 28792-0540

Mortgage

Document Number	1001021421
Date	Oct 21, 2024
Instrument	1001021421

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 16, 2022
Property Address	54 JONATHAN LN, HENDERSONVILLE, NC 28792-0540
Document Number	0039510172
Book / Page	3951 / 172
Map Reference	SL 13225
Instrument Date	Aug 16, 2022
Instrument	984979
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3872 NW 126TH AVE, CORAL SPRINGS, FL 33065-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 JONATHAN LN, HENDERSONVILLE, NC 28792-0540

Mortgage

Document Number	0000984980
Date	Aug 16, 2022
Instrument	984980

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Other
Margin	3
Max Rate	8.99%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,000 (-) Land $80,000 Building $404,000
2025	$2,763.00
2023		$484,000 Land $80,000 Building $404,000	$484,000 Land $80,000 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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