54 John Ln, Champaign, IL 61822 Property Records

Champaign County property record for 54 John Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,952 sqft · built 1991
Lot Size	0.371 acres (16,196 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2023)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-14-24-476-002`

Property Details

APN / Parcel Number

Primary APN	`12-14-24-476-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	4,479 sqft
1st Floor Area	1,952 sqft
Basement Area	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	16,196 sqft (0.371 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	54 JOHN LN
City	CHAMPAIGN
State	IL
Zip	61822-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 BOLLS 3RD SUB
Legal Range	08E
Legal Township	20N
Legal Section	24
Legal Subdivision	BOLLS 3RD SUB
Legal Lot Number	29
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	HENSLEY
Census Block Group	1
Census Block	1144
Census Tract	10604

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	54 JOHN LN, CHAMPAIGN, IL 61822-9481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Oct 21, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	20237033
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2023
Property Address	54 JOHN LN, CHAMPAIGN, IL 61822-9481
Document Number	0000007033
Map Reference	MB S PG 44
Instrument Date	May 27, 2023
Instrument	2023R07033
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 JOHN LN, CHAMPAIGN, IL 61822-9481

Mortgage

Document Number	0000007034
Date	Jun 2, 2023
Instrument	2023R07034

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 21, 2021
Property Address	54 JOHN LN, CHAMPAIGN, IL 61822-9481
Document Number	0000025103
Instrument Date	Oct 19, 2021
Instrument	2021R25103
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 JOHN LN, CHAMPAIGN, IL 61822-9481

Mortgage

Document Number	0000025104
Date	Oct 21, 2021
Instrument	2021R25104

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Hensley Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,391.00 (+4.02%)	$99,700 (+29.13%) Land $13,350 Building $86,350	$299,100 (+29.13%) Land $40,050 Building $259,050
2024	$6,144.00 (+13.23%)
2022	$5,426.00 Homeowner's exemption	$77,210 Land $10,340 Building $66,870	$231,630 Land $31,020 Building $200,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 500
Mediacom Xtream Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Volo.net Internet+Tech Fixed Wireless	50 / 50
Frontier DSL	45 / 3
Rise Broadband Fixed Wireless	25 / 5
Watch TV Fixed Wireless	10 / 1

May also be available: MF Wireless, Verizon.

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