54 Holcomb Rd, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 54 Holcomb Rd, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 2005
Lot Size	108 acres (4,738,457 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2022)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Jun 2022 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:402.0 B:0000 P:0003.3`

Property Details

APN / Parcel Number

Primary APN	`CHES M:402.0 B:0000 P:0003.3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Basement Area	1,954 sqft
Unfinished Basement	1,954 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,738,457 sqft (108 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	54 HOLCOMB RD
City	CHESTER
State	MA
Zip	01011-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1015
Census Tract	813001

Owner

54 Holcomb Rd is owned and occupied by an individual who bought it in June 2022.

Source: Hampden County and Chester Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	54 HOLCOMB RD, CHESTER, MA 01011-9677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Quit Claim Deed, Transfer
Jan 12, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jan 12, 2022 · Amount on File
Deed Book / Page	24579 / 183
Prior Transfer Date	Jun 3, 2022
Prior Transfer Doc	024579-183
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Jun 6, 2022
Property Address	54 HOLCOMB RD, CHESTER, MA 01011-9677
Document Number	024579-183
Book / Page	24579 / 183
Instrument Date	Jun 3, 2022
Instrument	34036
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MONTGOMERY ST, CHICOPEE, MA 01020-1929

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHESTER MA
Recording Date	Jan 12, 2022
Property Address	54 HOLCOMB RD, CHESTER, MA 01011-9677
Document Number	024352-523
Book / Page	24352 / 523
Instrument Date	Jan 12, 2022
Instrument	2227
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 SKYLINE TRL, CHESTER, MA 01011-9534

Mortgage

Document Number	0000002228
Date	Jan 12, 2022
Instrument	2228

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Feb 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 54 Holcomb Rd was $6,991, up 5.7% from the year before.

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,991.00 (+5.73%)	$387,100 (-) Land $37,500 Building $349,600	$445,645 (+8.61%)
2024	$6,612.00 (+4.34%)	$387,100 (+8.92%) Land $37,500 Building $349,600	$410,305
2023	$6,337.00	$355,400 Land $34,200 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Holcomb Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Holcomb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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