54 Highpoint Dr, Gulf Breeze, FL 32561 Property Records

Santa Rosa County property record for 54 Highpoint Dr, Gulf Breeze, FL 32561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,449 sqft · built 1964
Lot Size	0.427 acres (18,630 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Dec 2020)
Tax Bill	$10,778 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-3S-29-0540-00100-0520`

Property Details

APN / Parcel Number

Primary APN	`06-3S-29-0540-00100-0520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,449 sqft Heated Area
Gross Area	3,447 sqft
1st Floor Area	2,729 sqft
Upper Floors Area	1,036 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	18,630 sqft (0.427 acres)
Lot Dimensions	2,700 ft deep x 690 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	190 sqft
Deck Area	528 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	063S290540001000520
Street Address	54 HIGHPOINT DR
City	GULF BREEZE
State	FL
Zip	32561-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	CASABLANCA 1ST ADD TO PARCEL # 1 LOT 52 BLK 1 AS DES IN OR 4050 PG 1227
Legal Range	29W
Legal Township	03S
Legal Section	06
Legal Subdivision	CASABLANCA/ALL PHASE
Legal Block	1
Legal Lot Number	52
Jurisdiction	SANTA ROSA FL
Township / Civil Division	GULF BREEZE
Census Block Group	2
Census Block	2001
Census Tract	10900

Owner

54 Highpoint Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	54 HIGHPOINT DR, GULF BREEZE, FL 32561-4014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Dec 31, 2020	Warranty Deed, Transfer EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF
Jul 9, 2020	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Nov 12, 2003 · Amount on File
Deed Document Number	202071110
Deed Book / Page	4050 / 1227
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	54 HIGHPOINT DR, GULF BREEZE, FL 32561-4014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039080200
Date	Jan 10, 2020
Book Page	3908/0200
Instrument	202001447

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 31, 2020
Property Address	54 HIGHPOINT DR, GULF BREEZE, FL 32561-4014
Document Number	0040501227
Book / Page	004050 / 001227
Instrument Date	Dec 21, 2020
Instrument	71110
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF

Transaction

Amount	Amount on Record
Tax	$6,993.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 S PETERS ST #602 NEW ORLEANS LA 701301607, 602, NEW ORLEANS, LA 70130-1607

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	54 HIGHPOINT DR, GULF BREEZE, FL 32561-4014
Document Number	0039771853
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 HIGHPOINT DR PENSACOLA FL 32501, PENSACOLA, FL 32501

Mortgage

Document Number	0039771853
Date	Jul 17, 2020
Book Page	003977/001853
Instrument	35569

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Gulf Breeze City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,778.00 (+0.3%) Homeowner's exemption	$847,416 (+1.64%) Land $606,896 Building $240,520	$847,416 (+1.64%) Land $606,896 Building $240,520
2023	$10,746.00 (+4.47%)	$833,782 (+4.54%) Land $606,896 Building $226,886	$833,782 (+4.54%) Land $606,896 Building $226,886
2022	$10,286.00	$797,554	$797,554 Land $571,196 Building $226,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Highpoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	29 of 46
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Highpoint Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GULF BREEZE REGIONAL WATER SYSTEM serves 17,596 people · EPA ID FL1570316
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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