Union County and Summit City property record for 54 High St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,604 sqft · built 1925 |
| Lot Size | 0.318 acres (13,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,056,000 (Jul 2010) |
| Tax Bill | $20,035 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01802-0000-00058 |
| Primary APN | 18-01802-0000-00058 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,604 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,861 sqft (0.318 acres) |
| Lot Dimensions | 198 ft deep x 70 ft wide |
| Old Parcel Number | 1800103000000003A |
|---|---|
| Street Address | 54 HIGH ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1802 |
| Legal Lot Number | 58 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 37800 |
Source: Union County and Summit City records · APN 18-01802-0000-00058
Assessment roll updated July 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 HIGH ST, SUMMIT, NJ 07901-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES SECURITY BANK & TRUST COMPANY |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 02, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2010 · Amount on Record |
| Deed Sale | Jul 16, 2010 · Amount on Record |
| Prior Sale | Sep 02, 2004 · Amount on Record |
| Deed Document Number | 2010216683 |
| Deed Book / Page | 5825 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 54 HIGH ST, SUMMIT, NJ 07901-1802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54 HIGH ST, SUMMIT, NJ 07901-1802 |
| Document Number | 0157152864 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 15715/2864 |
| Instrument | 84861 |
| Name | PEOPLES SECURITY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 00854 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 54 HIGH ST, SUMMIT, NJ 07901-1802 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0148922170 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 14892/2170 |
| Instrument | 4923 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 54 HIGH ST, SUMMIT, NJ 07901-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144222405 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 14422/2405 |
| Instrument | 655442 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,100 (-) Land $188,400 Building $259,700 | $448,100 (-) Land $188,400 Building $259,700 | |
| 2025 | $20,035.00 (+2.64%) | $448,100 (-) Land $188,400 Building $259,700 | $448,100 (-) Land $188,400 Building $259,700 |
| 2024 | $19,519.00 (+1.7%) | ||
| 2023 | $448,100 Land $188,400 Building $259,700 | $448,100 Land $188,400 Building $259,700 | |
| 2022 | $19,192.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 321 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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