54 High St, Needham, MA 02494 Property Records

Norfolk County and Needham Town property record for 54 High St, Needham, MA 02494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,354 sqft · built 1894
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Oct 2006)
Tax Bill	$14,490 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0640008700000`

Property Details

APN / Parcel Number

Primary APN	`M:0640008700000`
Alternative APN	`NEED M:064.0 B:0087 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	832 sqft
Basement Area	576 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,771 sqft (0.385 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 HIGH ST
City	NEEDHAM HEIGHTS
State	MA
Zip	02494-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	OTIE E BOWEN ESTATE
Legal Block	87
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1014
Census Tract	403501

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 HIGH ST, NEEDHAM HEIGHTS, MA 02494-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2019	Deed of Trust, Mortgage · ARM DRAPER AND KRAMER MORTGAGE CORP.
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2006 · Amount on Record
Deed Sale	Oct 6, 2006 · Amount on Record
Prior Sale	Mar 16, 1998 · Amount on Record
Last Transfer Date	Dec 20, 2023
Transfer Doc	041602-160
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	54 HIGH ST, NEEDHAM, MA 02494-1530
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039208-78
Date	Mar 30, 2021
Book Page	39208/78
Instrument	41407

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jan 17, 2024
Property Address	54 HIGH ST, NEEDHAM, MA 02494-1530
Document Number	041602-160
Book / Page	41602 / 160
Instrument Date	Dec 20, 2023
Instrument	2987
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 HIGH ST, NEEDHAM, MA 02494-1530

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	54 HIGH ST, NEEDHAM, MA 02494-1530
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36891-443
Date	Jun 19, 2019
Book Page	36891/443
Instrument	49155

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2024

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	54 HIGH ST, NEEDHAM, MA 02494-1530
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38044-223
Date	Jun 30, 2020
Book Page	38044/223
Instrument	62870

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,490.00 (+4.95%)	$1,367,000 (+29.11%) Land $788,900 Building $578,100	$1,490,740 (+42.01%)
2024			$1,049,750
2023	$13,807.00	$1,058,800 Land $563,300 Building $495,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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