54 High St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 54 High St, Jefferson, MA 01522

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1983
Lot Size0.46 acres (20,037 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Oct 2023)
Tax Bill$5,875 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNHOLD M:129 B:31

Property Details

APN / Parcel Number

Primary APNHOLD M:129 B:31
Alternative APNs
  • M:00129 P:00031
  • 7739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area2,588 sqft
1st Floor Area1,144 sqft
Basement Area832 sqft
Unfinished Basement544 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,037 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number7739
Street Address54 HIGH ST
CityJEFFERSON
StateMA
Zip01522-1400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Block31
JurisdictionHOLDEN MA
Township / Civil DivisionHOLDEN
Census Block Group2
Census Block2010
Census Tract728400

Owner

54 High St is owned and occupied by an individual who bought it in October 2023.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address54 HIGH ST, JEFFERSON, MA 01522-1400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CLINTON SAVINGS BANK
Jul 3, 2017Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2023 · Amount on File
Deed SaleOct 10, 2023 · Amount on File
Prior SaleJan 11, 2016 · Amount on File
Deed Document Number202384060
Deed Book / Page69738 / 366
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLDEN MA
Recording DateOct 10, 2023
Property Address54 HIGH ST, JEFFERSON, MA 01522-1400
Document Number069738-366
Book / Page69738 / 366
Instrument DateOct 10, 2023
Instrument84060
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address54 HIGH ST, HOLDEN, MA 01520

Mortgage

Document Number0000084061
DateOct 10, 2023
Instrument84061
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address54 HIGH ST, JEFFERSON, MA 01522-1400
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57364-25
DateJul 3, 2017
Book Page57364/25
Instrument69987
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 54 High St was $5,875, up 4.1% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHolden Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,875.00 (+4.13%)$435,800 (+7.05%) Land $145,700 Building $290,100$465,512 (+24.15%)
2025$5,642.00 (+7.57%)$407,100 (+9.82%) Land $138,700 Building $268,400$374,965
2024$5,245.00 (+4.23%)$370,700 (+10.43%) Land $134,700 Building $236,000
2023$5,032.00$335,700 Land $117,000 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLDEN WATER DIVISION, DPW
serves 18,016 people · EPA ID MA2134000
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionNov 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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