54 Henry St, Westerly, RI 02891 Property Records

Westerly Town property record for 54 Henry St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 1990
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on File
Tax Bill$3,239 (2025)
Deeds & MortgagesNov 2021 Refinance
May 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:27 B:15

Property Details

APN / Parcel Number

Primary APNWEST M:27 B:15
Alternative APNs
  • M:027 B:15 L
  • 13315060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area2,989 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,500 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13315060
Street Address54 HENRY ST
CityWESTERLY
StateRI
Zip02891-1678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1012
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:27 B:15

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 HENRY ST, WESTERLY, RI 02891-1678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
May 17, 2017Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address54 HENRY ST, WESTERLY, RI 02891-1678
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-27596
DateNov 05, 2021
Book Page2021/27596
Instrument2021-6167
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address54 HENRY ST, WESTERLY, RI 02891-1678
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017-8351
DateMay 17, 2017
Book Page2017/8351
Instrument2065
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 01, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address54 HENRY ST, WESTERLY, RI 02891-1678
Document Number2019-8532
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 HENRY ST WESTERLY RI 028911678, WESTERLY, RI 02891-1678

Mortgage

Document Number2019-8532
DateNov 01, 2019
Book Page002019/018532
Instrument4733
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 31, 2034

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,239.00 (+0.15%)$416,300 (+30.79%) Land $138,900 Building $277,400
2023$3,234.00 (+0.59%)$318,300 (-) Land $99,200 Building $219,100
2022$3,215.00$318,300 Land $99,200 Building $219,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of Rhode Island
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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