Middlesex County and Dracut Town property record for 54 Hemlock St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1948 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Jan 2023) |
| Tax Bill | $5,091 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:67 L:93 |
| Primary APN | DRAC M:67 L:93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 63934 |
|---|---|
| Street Address | 54 HEMLOCK ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-5919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | MOUNT PLEASANT |
| Legal Lot Number | 93 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 314301 |
54 Hemlock St is owned and occupied by two individuals who bought it in January 2023.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 HEMLOCK ST, DRACUT, MA 01826-5919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK |
| Jan 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jan 27, 2023 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Jul 21, 2011 |
| Deed Book / Page | 37651 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 54 HEMLOCK ST, DRACUT, MA 01826-5919 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 035230-202 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 35230/202 |
| Instrument | 4240 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Jan 27, 2023 |
| Property Address | 54 HEMLOCK ST, DRACUT, MA 01826-5919 |
| Document Number | 037651-110 |
| Book / Page | 37651 / 110 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2510 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 HEMLOCK ST, DRACUT, MA 01826-5919 |
| Document Number | 0000002511 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2511 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Jan 27, 2023 |
| Property Address | 54 HEMLOCK ST, DRACUT, MA 01826-5919 |
| Document Number | 037651-100 |
| Book / Page | 37651 / 100 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2506 |
| Record Updated | Feb 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 QUIMBY AVE, WOBURN, MA 01801-3414 |
The 2026 property tax bill for 54 Hemlock St was $5,091, up 5.2% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,091.00 (+5.23%) | $526,500 (+10.12%) Land $217,200 Building $309,300 | $509,200 (-) |
| 2025 | $4,838.00 (+4.47%) | $478,100 (+7.87%) Land $199,200 Building $278,900 | $509,200 |
| 2024 | $4,631.00 (+3.42%) | $443,200 (+14.61%) Land $189,700 Building $253,500 | |
| 2023 | $4,478.00 | $386,700 Land $165,000 Building $221,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Hemlock St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 54 Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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