Norfolk County and Dedham Town property record for 54 Harding Ter, Dedham, MA 02026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,050 sqft · built 1900 |
| Lot Size | 0.203 acres (8,833 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $665,000 (Aug 2023) |
| Tax Bill | $8,375 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0097 L:0052 |
| Primary APN | DEDH M:0097 L:0052 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 3,578 sqft |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 8,833 sqft (0.203 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 54 HARDING TER |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-2507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Lot Number | 52 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 402102 |
Source: Norfolk County and Dedham Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 HARDING TER, DEDHAM, MA 02026-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Aug 2, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 202349811 |
| Deed Book / Page | 41341 / 79 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 54 HARDING TER, DEDHAM, MA 02026-2507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042755-595 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 42755/595 |
| Instrument | 79337 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Aug 2, 2023 |
| Property Address | 54 HARDING TER, DEDHAM, MA 02026-2507 |
| Document Number | 0041341-79 |
| Book / Page | 41341 / 79 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 49811 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 HARDING TER, DEDHAM, MA 02026-2507 |
| Document Number | 0000049812 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 49812 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Sep 1, 2030 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,375.00 (+2.01%) | $663,600 (+1.04%) Land $273,300 Building $390,300 |
| 2024 | $8,210.00 (+6.73%) | $656,800 (+9.63%) Land $258,800 Building $398,000 |
| 2023 | $7,692.00 | $599,100 Land $229,700 Building $369,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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