Cumberland Town property record for 54 Harding St, Cumberland, RI 02864
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $158 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-01 |
| Primary APN | 169-01 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Account Number | 169-01 |
|---|---|
| Street Address | 54 HARDING ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2525 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 100 |
| Legal Block | 310 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 11402 |
54 Harding St, residential vacant land, is owned by an individual.
Source: Cumberland Town records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 ROCK HILL DR, CRANSTON, RI 02920-3122 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 54 Harding St was $158.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $158.00 | $12,900 Land $12,900 |
| 2023 | $150.00 (-1.96%) | $12,900 (+26.47%) Land $12,900 |
| 2022 | $153.00 | $10,200 Land $10,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 54 Harding St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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