Middlesex County and Waltham City property record for 54 Gregory St, Waltham, MA 02451 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 2,094 sqft Living Area |
| Lot Size | 9,200 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2018) |
| Tax Bill | $6,616.00 (2025) |
| Primary APN | 48157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 3,462 sqft Gross Area |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 756 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,200 sqft (0.211 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 48157 |
|---|---|
| Street Address | 54 GREGORY ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-2106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTHAM MA |
| Minor Civil Division | WALTHAM |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 368102 |
Source: Middlesex County and Waltham City records · APN 48157
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| Jan 06, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LEADER BANK NA |
| Apr 30, 2018 | Quit Claim Arm's Length for NE States, Transfer FIRST CHOICE LOAN SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Deed Book / Page | 70944 / 1 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078792-221 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78792/221 |
| Instrument | 214086 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78792-221 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78792/221 |
| Instrument | 214086 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75337-587 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 75337/587 |
| Instrument | 134852 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73947-517 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 73947/517 |
| Instrument | 1758 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Document Number | 70944-1 |
| Book / Page | 70944 / 1 |
| Instrument | 59620 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 GREGORY ST, WALTHAM, MA 02451-2106 |
| Document Number | 709440005 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 70944/0005 |
| Name | FIRST CHOICE LOAN SVC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 30, 2048 |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,616.00 (+6.26%) | $673,700 (+4.32%) Land $378,700 Building $295,000 | $769,595 (+0.24%) |
| 2024 | $6,226.00 (+0.32%) | $645,800 (+7.38%) Land $360,700 Building $285,100 | $767,790 |
| 2023 | $6,206.00 | $601,400 Land $329,300 Building $272,100 |
54 Gregory St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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