54 Gray Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 54 Gray Rd, Andover, MA 01810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,434 sqft · built 1966
Lot Size	1.01 acres (44,039 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Oct 2023)
Tax Bill	$12,561 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00010 B:00006 L:0000D`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00010 B:00006 L:0000D`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	3,092 sqft
Basement Area	1,104 sqft
Unfinished Basement	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,039 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	54 GRAY RD
City	ANDOVER
State	MA
Zip	01810-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	D
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1016
Census Tract	254302

Owner

Source: Essex County and Andover Town records · APN ANDO M:00010 B:00006 L:0000D

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 GRAY RD, ANDOVER, MA 01810-2219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jan 27, 2022	Quit Claim Deed, Transfer
Dec 03, 2021	Quit Claim Deed, Transfer
Oct 22, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	202317589
Deed Book / Page	17861 / 38
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	17193-197
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018406-328
Date	Oct 10, 2025
Book Page	18406/328
Instrument	17725

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 24, 2023
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Document Number	0017861-38
Book / Page	17861 / 38
Instrument Date	Oct 24, 2023
Instrument	17589
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 GRAY RD, ANDOVER, MA 01810-2219

Mortgage

Document Number	0000017590
Date	Oct 24, 2023
Instrument	17590

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 01, 2030
Max Rate At Change	3%
Index	Other
Margin	3

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 27, 2022
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Document Number	00017325-2
Book / Page	17325 / 2
Instrument Date	Jan 24, 2022
Instrument	2315
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILDES RD, CHELMSFORD, MA 01824-4749

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 03, 2021
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Document Number	017257-231
Book / Page	17257 / 231
Instrument Date	Dec 01, 2021
Instrument	39567
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 N HIGH ST, FOXBORO, MA 02035-2503

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 22, 2021
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Document Number	17193-201
Book / Page	17193 / 201
Instrument Date	Oct 19, 2021
Instrument	35018
Transaction Type	Transfer
Record Updated	Nov 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 JENKINS RD, ANDOVER, MA 01810-2301

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 22, 2021
Property Address	54 GRAY RD, ANDOVER, MA 01810-2219
Document Number	17193-197
Book / Page	17193 / 197
Instrument Date	Oct 19, 2021
Instrument	35016
Transaction Type	Transfer
Record Updated	Nov 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 JENKINS RD, ANDOVER, MA 01810-2301

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,561.00 (+1.63%)	$1,005,700 (+4.8%) Land $566,500 Building $439,200	$956,365
2024	$12,360.00 (+22.53%)	$959,600 (+29.96%) Land $508,500 Building $451,100
2023	$10,087.00	$738,400 Land $458,000 Building $280,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 99% of Massachusetts
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

54 Gray Rd, Andover, MA 01810 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Gray Rd

Nearby Streets

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