54 Grace Ln, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 54 Grace Ln, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,680 sqft · built 1951
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Feb 2020)
Tax Bill$16,225 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN553600 80.17-1-16

Property Details

APN / Parcel Number

Primary APN553600 80.17-1-16
Alternative APNs
  • 360008001700010160000000
  • 1588000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area60,984 sqft (1.4 acres)
Garage TypeAttached
Garage Area940 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area392 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
Water SourceWell

Location & Zoning

Account Number1588000
Street Address54 GRACE LN
CityOSSINING
StateNY
Zip10562-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Block1
Legal Lot Number16.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group2
Census Block2016
Census Tract13103

Owner

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 GRACE LN, OSSINING, NY 10562-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Feb 6, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2020 · Amount on Record
Deed SaleFeb 6, 2020 · Amount on Record
Prior SaleDec 4, 2001 · Amount on Record
Deed Document Number2020600103302
Prior Transfer DateSep 21, 2001
Prior Transfer Doc0413200534
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address54 GRACE LN, OSSINING, NY 10562-2130
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 GRACE LN, OSSINING, NY 10562-2130

Mortgage

Document Number0653513354
DateDec 17, 2025
Instrument653513354
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressOSSINING, NY 10562
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 6, 2020
Property Address54 GRACE LN, OSSINING, NY 10562-2130
Document Number0600103302
Instrument DateFeb 3, 2020
Instrument600103302
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyJUDICIAL TITLE INS PICK UP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 GRACE LN, 54, OSSINING, NY 10562-2130

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 HAIGHTS CROSS RD, CHAPPAQUA, NY 10514-2906

Mortgage

Document Number0600363643
DateFeb 6, 2020
Instrument600363643
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,225.00 (-55.45%)
2025$36,416.00$85,950 (-) Land $27,800 Building $58,150$616,129 (+0.86%) Land $199,283 Building $416,846
2024$85,950 (-) Land $27,800 Building $58,150$610,875 (+5.19%) Land $197,584 Building $413,291
2023$85,950 Land $27,800 Building $58,150$580,743 Land $187,838 Building $392,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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