Greene County and Cairo Town property record for 54 Gioia Dr, Cairo, NY 12413
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,962 sqft · built 1980 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,955 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 81-070-08 |
| Primary APN | 81-070-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,962 sqft Living Area |
| 1st Floor Area | 2,580 sqft |
| Upper Floors Area | 382 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,296 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 124,582 sqft (2.86 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 423 sqft |
| Porch | Patio |
| Porch Area | 236 sqft |
| Patio Area | 867 sqft |
| Canopy | 189 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 81-070-08 |
|---|---|
| Street Address | 54 GIOIA DR |
| City | CAIRO |
| State | NY |
| Zip | 12413-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 80502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
54 Gioia Dr is owned and occupied by two individuals who acquired it in March 2007.
Source: Greene County and Cairo Town records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 GIOIA DR, CAIRO, NY 12413-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF GREENE COUNTY |
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF GREENE COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2007 |
| Transfer Doc | 0012480300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 54 GIOIA DR, CAIRO, NY 12413-2724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | M20213803 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | M2021-3803 |
| Name | BANK OF GREENE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 54 GIOIA DR, CAIRO, NY 12413-2724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | M20213748 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | M2021-3748 |
| Name | BANK OF GREENE COUNTY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
The 2025 property tax bill for 54 Gioia Dr was $6,955.
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,955.00 | $161,041 Land $20,800 Building $140,241 | $460,100 Land $59,426 Building $400,674 |
| 2023 | $161,041 Land $20,800 Building $140,241 | $395,678 Land $51,106 Building $344,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Gioia Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1980–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Gioia Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable · Fiber in parts of the area | 400 / 25 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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