54 Ginger Dr, Groton, CT 06340 Property Records

Groton Town property record for 54 Ginger Dr, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,731 sqft · built 1952
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:169809162559`

Property Details

APN / Parcel Number

Primary APN	`GROT M:169809162559`
Alternative APNs	`169809162559` `52020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	169809162559
Street Address	54 GINGER DR
City	GROTON
State	CT
Zip	06340-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2022
Census Tract	702700

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	54 GINGER DR, GROTON, CT 06340-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SCIENT FEDERAL CREDIT UNION
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 2021
Transfer Doc	001265-885
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	54 GINGER DR, GROTON, CT 06340-4507
Transaction Type	Mortgage
Record Updated	Mar 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001317-876
Date	Feb 25, 2025
Book Page	1317/876

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Oct 29, 2021
Property Address	54 GINGER DR, GROTON, CT 06340-4507
Document Number	1265-885
Book / Page	1265 / 885
Instrument Date	Oct 12, 2021
Instrument	5100040003
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 GINGER DR, GROTON, CT 06340-4507

Mortgage

Document Number	1265-888
Date	Oct 29, 2021
Book Page	1265/888
Instrument	5100050015

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Oct 29, 2021
Property Address	54 GINGER DR, GROTON, CT 06340-4507
Document Number	001265-885
Book / Page	1265 / 885
Instrument Date	Oct 12, 2021
Instrument	5100040003
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 GINGER DR, GROTON, CT 06340-4507

Mortgage

Document Number	5100050015
Date	Oct 29, 2021
Instrument	5100050015

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	54 GINGER DR, GROTON, CT 06340-4507
Document Number	1217-377
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 GINGER DR GROTON CT 063404507, GROTON, CT 06340-4507

Mortgage

Document Number	1217-377
Date	Jul 10, 2019
Book Page	001217/000377
Instrument	4953910015

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	54 GINGER DR, GROTON, CT 06340-4507
Document Number	1219-45
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 GINGER DR GROTON CT 063404507, GROTON, CT 06340-4507

Mortgage

Document Number	1219-45
Date	Aug 19, 2019
Book Page	001219/000045

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2034

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00	$182,490 (+1.4%) Land $80,276 Building $102,214	$127,743 Land $56,193 Building $71,550
2024	$5,385.00 (+9.88%)
2023	$4,901.00 (+2.38%)	$179,970 (-) Land $36,470 Building $143,500
2022	$4,787.00	$179,970 Land $36,470 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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