Suffolk County and Smithtown Town property record for 54 Genesee Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Jan 2025) |
| Tax Bill | $13,135 (2024) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 117.-1-42 |
| Primary APN | 473489 117.-1-42 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 54 GENESEE DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-171226 TC-52 *2806 LOT 346 BIRCHWOOD AT COMMACK SEC |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 117.-1-42
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GLENWOOD RD, PLAINVIEW, NY 11803-1136 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Jan 14, 2025 | Deed, Transfer · Stand-Alone First Mortgage CITY NATIONAL BANK |
| May 10, 2022 | Deed, Transfer · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| May 10, 2022 | Deed, Transfer |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI TEACHERS FCU |
| Feb 19, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on Record |
| Deed Sale | Jan 14, 2025 · Amount on Record |
| Prior Sale | May 10, 2022 · Amount on Record |
| Deed Book / Page | 13279 / 845 |
| Prior Transfer Date | Nov 06, 2010 |
| Prior Transfer Doc | 0126510756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0236040109 |
|---|---|
| Date | Aug 14, 2024 |
| Book Page | 23604/109 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 14, 2025 |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Document Number | 0132790845 |
| Book / Page | 13279 / 845 |
| Instrument Date | Dec 09, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY, INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 GLENWOOD RD, PLAINVIEW, NY 11803-1136 |
| Document Number | 0023634569 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | 23634/569 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 10, 2022 |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Document Number | 0131550484 |
| Book / Page | 13155 / 484 |
| Instrument Date | Feb 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 PENN CTR W, PITTSBURGH, PA 15276-0108 |
| Document Number | 0234150882 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 23415/882 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 10, 2022 |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Document Number | 0131550485 |
| Book / Page | 13155 / 485 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 WINTERCRESS LN, EAST NORTHPORT, NY 11731-4714 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Document Number | 0231320003 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 198 BLUE POINT RD FARMINGVILLE NY 117381802, FARMINGVILLE, NY 11738-1802 |
| Document Number | 0231320003 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 023132/000003 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 19, 2020 |
| Property Address | 54 GENESEE DR, COMMACK, NY 11725-4010 |
| Document Number | 0130480367 |
| Book / Page | 13048 / 367 |
| Instrument Date | Jan 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,745 (-) Land $300 Building $4,445 | $593,125 (+10,775.05%) Land $37,500 Building $555,625 | |
| 2024 | $13,135.00 | ||
| 2023 | $4,745 Land $300 Building $4,445 | $5,454 Land $345 Building $5,109 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1985) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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