54 Genesee Ave, Elgin, IL 60123 Property Records

Kane County property record for 54 Genesee Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,739 sqft · built 1930
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Dec 2025)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-205-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-205-008`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	54 GENESEE AVE
City	ELGIN
State	IL
Zip	60123-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADLERS ADDN WESTERLY 4 FT LOT 15 & ALL OF LOT 14 BLOCK 11
Legal Subdivision	SADLERS ADDN
Legal Block	11
Legal Lot Number	15,14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	851000

Owner

Source: Kane County records · APN 06-11-205-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 SENECA ST, ELGIN, IL 60120-3646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage SELF HELP FCU
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Sep 08, 2017	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	202551767
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2025
Property Address	54 GENESEE AVE, ELGIN, IL 60123-2153
Document Number	0000051767
Instrument Date	Dec 23, 2025
Instrument	2025K051767
Transaction Type	Transfer
Record Updated	Jan 07, 2026
Title Company	DOUGLAS ATTORNEY AT LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 GENESEE AVE, ELGIN, IL 60123-2153

Mortgage

Document Number	0000051768
Date	Dec 30, 2025
Instrument	2025K051768

Lender

Name	SELF HELP FCU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	54 GENESEE AVE, ELGIN, IL 60123-2153
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007984
Date	Mar 15, 2023
Instrument	2023K007984

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	54 GENESEE AVE, ELGIN, IL 60123-2153
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047098
Date	Sep 08, 2017
Instrument	2017K047098

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate	18%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,544.00 (+5.92%) Homeowner's exemption Senior Citizen's exemption
2024	$4,290.00 (+6.8%) Homeowner's exemption	$69,760 (+21.39%) Land $13,678 Building $56,082	$209,364 (+21.44%) Land $41,050 Building $168,313
2022	$4,017.00 (+5.68%) Homeowner's exemption	$57,466 (+6.96%) Land $11,267 Building $46,199	$172,398 (+6.96%) Land $33,801 Building $138,597
2021	$3,801.00 Homeowner's exemption	$53,727 Land $10,534 Building $43,193	$161,181 Land $31,602 Building $129,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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