Union County and Springfield Township property record for 54 Garden Oval, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 2,771 sqft · built 1957 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $989,000 (May 2025) |
| Tax Bill | $18,620 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-00807-0000-00016 |
| Primary APN | 17-00807-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,771 sqft Living Area |
| 1st Floor Area | 2,771 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 130 ft deep x 62 ft wide |
| Old Parcel Number | 1700038000000014 |
|---|---|
| Street Address | 54 GARDEN OVAL |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRING GARDENS SEC B |
| Legal Block | 807 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 37500 |
54 Garden Oval is owned and occupied by two individuals who bought it in May 2025.
Source: Union County and Springfield Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Oct 2, 2017 | Grant Deed, Transfer · Conventional Mortgage BOND STREET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on File |
| Deed Sale | May 8, 2025 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Deed Document Number | 202546026 |
| Deed Book / Page | 6580 / 2445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 23, 2021 |
| Property Address | 54 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822 |
| Document Number | 0064262918 |
| Book / Page | 6426 / 2918 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 8495 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,262.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6374 PASEO ASPADA, 6374, CARLSBAD, CA 92009-3011 |
| Name | Verified Name |
|---|---|
| Address | 54 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822 |
| Document Number | 19278 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 19278 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 2, 2017 |
| Property Address | 54 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822 |
| Document Number | 0062190018 |
| Book / Page | 006219 / 000018 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 291884 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | TRIDENT ABSTRACT COMPANY, TRIDENT ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 GREENWICH DR JACKSON NJ 085274878, JACKSON, NJ 08527-4878 |
| Document Number | 143410194 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 014341/000194 |
| Instrument | 647036 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 54 Garden Oval was $18,620, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,500 (+3.65%) Land $222,800 Building $577,700 | $800,500 (+3.65%) Land $222,800 Building $577,700 | |
| 2025 | $18,620.00 (+1.52%) | $772,300 Land $222,800 Building $549,500 | $772,300 Land $222,800 Building $549,500 |
| 2024 | $18,342.00 | ||
| 2023 | $772,300 Land $222,800 Building $549,500 | $772,300 Land $222,800 Building $549,500 | |
| 2022 | $16,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Garden Oval in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 36 (1983–2022) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Garden Oval is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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