54 Florence St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 54 Florence St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,434 sqft · built 1999
Lot Size0.236 acres (10,275 sqft)
Owner2 Individual Names on File
Tax Bill$5,791 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN249-00010

Property Details

APN / Parcel Number

Primary APN249-00010
Alternative APN
  • CHIC M:0249 P:00010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
Gross Area3,236 sqft
1st Floor Area1,434 sqft
Basement Area360 sqft
Unfinished Basement360 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,275 sqft (0.236 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number249-00010
Street Address54 FLORENCE ST
CityCHICOPEE
StateMA
Zip01013-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3004
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 249-00010

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 FLORENCE ST, CHICOPEE, MA 01013-1408
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2004
Deed SaleOct 28, 2004
Prior SaleOct 28, 2004
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address54 FLORENCE ST, CHICOPEE, MA 01013-1408
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22241-536
DateJun 29, 2018
Book Page22241/536
Instrument36759
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term60 Months
DueJun 01, 2023

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,791.00 (+5.46%)$382,000 (+2.69%) Land $100,800 Building $281,200$324,615
2024$5,491.00 (+7.33%)$372,000 (+10.16%) Land $98,800 Building $273,200
2023$5,116.00$337,700 Land $89,800 Building $247,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Chicopee Municipal Lighting PlantFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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