54 Finca Loop, Laredo, TX 78045 Property Records

Webb County property record for 54 Finca Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,818 sqft · built 2021
Lot Size0.446 acres (19,434 sqft)
Owner2 Individual Names on File
Last Sale$708,500 (Oct 2021)
Tax Bill$3,945 (2024)
Deeds & MortgagesFeb 2021 Construction Loan
Oct 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-83001-190

Property Details

APN / Parcel Number

Primary APN989-83001-190
Alternative APN
  • 598330

Interior

Stories2 Stories
Building Area3,818 sqft Living Area
Gross Area4,325 sqft
1st Floor Area3,002 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeHip
Roof MaterialMetal
Lot Area19,434 sqft (0.446 acres)
Garage TypeAttached
Garage Area507 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area510 sqft

Location & Zoning

Street Address54 FINCA LOOP
CityLAREDO
StateTX
Zip78045-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST ESTATE LOT, BLOCK 1, LOT 19
Legal SubdivisionSAN ISIDRO NORTHEAST ESTATE LOT
Legal Block1
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-83001-190

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 FINCA LOOP, LAREDO, TX 78045-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Construction Mortgage
VANTAGE BANK TEXAS
Oct 22, 2025Gift Deed, Transfer
Oct 27, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
PROSPERITY BANK
Oct 05, 2020Special Warranty Deed, Transfer
LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleOct 05, 2020
Deed Document Number20211446754
Deed Book / Page5140 / 450
Prior Transfer DateOct 26, 2021
Prior Transfer Doc005140/450
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address54 FINCA LOOP, LAREDO, TX 78045-3405
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8320 TEJAS LOOP, LAREDO, TX 78045-8586
InvestorPossibly a Property Investor

Mortgage

Document Number004955/280
DateFeb 11, 2021
Book Page4955/280
Instrument1418525
Lender
NameVANTAGE BANK TEXAS
TypeBank
AddressSAN ANTONIO, TX 78216
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 08, 2022

October 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateOct 22, 2025
Property Address54 FINCA LOOP, LAREDO, TX 78045-3405
Document Number005926/687
Book / Page5926 / 687
Map ReferenceVOL 36 PG 49-51
Instrument DateOct 21, 2025
Instrument1570981
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address54 FINCA LOOP, LAREDO, TX 78045-3405

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 FINCA LOOP, LAREDO, TX 78045-3405

October 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 27, 2021
Property Address54 FINCA LOOP, LAREDO, TX 78045-3405
Document Number005140/450
Book / Page5140 / 450
Map ReferenceVOL 36 PG 49-51
Instrument DateOct 26, 2021
Instrument1446754
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 DIN ST, LAREDO, TX 78043

Mortgage

Document Number0001446755
DateOct 27, 2021
Instrument1446755
Lender
NamePROSPERITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateNov 01, 2031
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.5%
Index1-Year CMT
Max Rate9.99%

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBB TX
Recording DateOct 05, 2020
Property Address54 FINCA LOOP, LAREDO, TX 78045-3405
Document Number004876/303
Book / Page4876 / 303
Map ReferenceVOL 36 PG 49-51
Instrument DateOct 02, 2020
Instrument1406265
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

NameVerified Name
Address8320 TEJAS LOOP, LAREDO, TX 78045-8586
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$783,174 (+2.3%) Land $340,872 Building $442,302$783,174 (+2.3%) Land $340,872 Building $442,302
2024$3,945.00 (-26.62%)
2023$765,557 Land $219,021 Building $546,536$765,557 Land $219,021 Building $546,536
2022$5,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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