Macon County property record for 54 Esther Rd, Scaly Mountain, NC 28775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 2003 |
| Lot Size | 0.995 acres (43,368 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7408937634 |
| Primary APN | 7408937634 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| 1st Floor Area | 1,280 sqft |
| Upper Floors Area | 640 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,368 sqft (0.995 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 960 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 91804 |
|---|---|
| Street Address | 54 ESTHER RD |
| City | SCALY MOUNTAIN |
| State | NC |
| Zip | 28775-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON RD 1627 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FLATS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970502 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 ESTHER RD, SCALY MOUNTAIN, NC 28775-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 54 ESTHER RD, SCALY MOUNTAIN, NC 28775-9618 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 54 ESTHER RD, SCALY MOUNTAIN, NC 28775-9618 |
| Document Number | X40/1152 |
|---|---|
| Date | May 18, 2021 |
| Book Page | X-40/1152 |
| Instrument | 2021004783 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CASHIERS, NC 28717 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 28, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 54 ESTHER RD, SCALY MOUNTAIN, NC 28775-9618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | R40/230 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | R-40/230 |
| Instrument | 2021001793 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,540 (+3.55%) Land $48,000 Building $438,540 | $486,540 (+3.55%) Land $48,000 Building $438,540 | |
| 2025 | $1,637.00 (+0.74%) | ||
| 2023 | $1,625.00 | $469,840 Land $48,000 Building $421,840 | $469,840 Land $48,000 Building $421,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE only, no 5G reported
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